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“A balm for the soul”
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One photographer gave women who feel silenced the chance to be heard.

Beautiful things happen when we listen to each other.

The 2016 election inspired a cultural movement. But not everyone feels represented.

#Resistance has been trending. People are protesting for what they believe is right: women's rights, refugee rights, immigrants' rights. An America that lives up to its ideals.

The Women’s March brought out record numbers of people across the country who were angry and desperate for change. But as inspirational as those marches were, many communities still feel like their voices aren’t being heard.

‌"The world needs active global citizens who stand together in unity and solidarity. This is not the time to become complacent. This is the time to finally embrace each other regardless of color, race, gender, religious preferences and even personal choices."‌ — Afrodita. All images via Alanna Airitam, used with permission.

Alanna Airitam, a San Diego-based photographer, reached out to women who feel silenced.

“Although I was inspired to see how many people came together for the protests after the inauguration, I was equally discouraged to see that once again, it was the white majority whose voices were the loudest,” Alanna writeson her website. “If we are really trying to move towards inclusive, progressive change, shouldn’t we not only hear from, but understand the needs of the people who so rarely get to be heard?”

Alanna Airitam.

She wanted to know how other women from marginalized communities felt. She wanted to put her own feelings into context. So she created "Being Heard: Between the Margins," a photo essay series documenting a variety of perspectives.

“What it ended up being was sort of, for me, a lesson in listening to people. Allowing people to speak, to be heard, to be seen, without any judgment,” Alanna says.

"Why am I the only disabled person in the room when I go to an Indivisible Meeting? Is it apathy or is it fear? It’s not that our voices aren’t being heard. We need to show up first to do the shouting. We’re not showing up. We need to show up." — Bhavna

I'm a black woman in an America that frequently pretends everything is OK and hate, oppression, and inequality are things of the past. The election unearthed a lot of feelings for me.

I signed up to be a part of the project. I went into her studio. I told my side of the story. And I heard hers.

We sat in a room together for over two hours, and it felt like a therapy session.

I shared my concerns that the resistance movement is nothing more than a trend. So many people want to tell their kids that they stood on the right side of history, but how does that translate into their daily interactions? What are they doing after they vent their frustration on Facebook?

She stressed that small moments of human connection are being lost as we move through this world with our eyes on our devices, not seeing each other.

As we spoke, I forgot about her camera. I got to be in the moment, learning with her. It was cathartic. I walked away feeling more whole.

"Some of us have lived with this reality our entire lives. There is no going home and taking our skin off. There is no escape, no option to step away." — Me

What started as a quest to hear and be heard yielded a surprising conclusion.

“We really are all struggling with the same thing. We’re all struggling to fit in somewhere, to be accepted. We’re all looking for that belonging,” Alanna says.

Setting differences aside and listening to each others' experiences is the only way to begin to heal as a community and move forward.

"To be fully heard and received ... ah, what a gift that would be! I can count on one hand how many times I have felt listened to and validated while discussing the subject of skin color." — Ana

After participating in the photo series, meeting the many women who were a part of it, hearing their stories, and sharing my own, I truly believe the path forward begins with empowering communities to share their truth and taking the time to listen. Because their voices deserve to be heard.

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$2,000 in credit card debt can feel like the end of the world. It isn't.

In my 20s, I found myself in $2,000 of credit card debt. It took planning and patience, but now I'm debt-free.

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AICPA + Ad Council

In 2013, I left a job when I had little in my savings account to carry me over.

It was the right move. I knew that. But the timing? Well, that wasn't ideal. I threw myself into the job hunt and tried to make my minimal savings last as long as possible.

One and a half months later, and I hadn’t found another job. Things were looking bleak. And, bam, just like that it was time to pay the rent again. In NYC. And even with roommates and a dingy apartment, that’s no small feat.

I had interviews lined up that looked hopeful, so I decided to buy myself some time. I turned to my credit card.

Before I knew it, I had almost $2,000 in credit card debt.

You see, I'd used my card’s cash advance to cover my rent. One of those interviews panned out and I did get a job — yay! — but as we all know, that first paycheck takes a few weeks to arrive. I used the card again to cover basic necessities.

This debt sent me on what I'll call a five-phase journey. The first phase? Feeling hopeless.

Image via iStock.

I was overwhelmed, confused, and disappointed in myself.

“There’s a lot of stigma attached to debt and it really eats at self-esteem and confidence," says Charles Freeman, a psychologist based in San Diego. He explains that when someone winds up in debt, "they resent the debt, and then that resentment leads to stress, impaired self-esteem, shame.” He's right.

I’d never really understood debt before. And while I know that many people are wrestling with far more than $2,000 in debt, it felt like the end of the world to me.

My situation wasn’t unique. A lot of people rely on credit cards or don’t have savings, and it can feel pretty hopeless and overwhelming.

I spent a year making payments and barely saw the balance reduced. I paid more than the minimum amount, but it all went toward interest. They don’t teach us this stuff in school. I didn’t know what to do.

Thank goodness for Google. Through research, I found a glimmer of hope.

Image via iStock.

I did my homework on how credit cards and interest fees work. Basic stuff. I mapped out a plan and started to feel excited. I could see my way through the mess I'd created. Enter phase two: Realizing I wasn't doomed.

I transferred my balance to a 0% interest card. I also took a look at my income versus my monthly expenses. I mapped out my pay schedule and upcoming expenses, determining when I could afford to make additional payments and exactly how much. I passed on nights out with friends and buttoned up my spending so that it was as efficient as possible.

I made sacrifices and remained disciplined, but I began to feel anxious.

Phase 3: Impatience. I wanted instant results.

I wanted to pay off the debt as quickly as possible, so as I saw success, I was tempted to cut back even further. I found myself sacrificing necessities unnecessarily. I wanted all of the debt gone, and I wanted it gone immediately.

Image via iStock.

But cutting back on necessities was stressful. The debt was still there, and now my quality of life was decreasing. "Some people create a budget, they're starving themselves, they're isolating, they're trying to shave off too fast, and their quality of life is extremely impaired," Freeman explains.

So, I had to tell myself to stay calm, be patient. Give it time.

I learned to celebrate small milestones — down by 25%! 50%! It was an incredible feeling.

After a year of feeling like I was throwing money into a black hole, suddenly I could see the difference. The lower the balance got, the more determined I was to master money: phase 4.

In just a few months, the debt was gone. A challenge that previously felt insurmountable was suddenly nothing.

Literally, balance 0. I'd done it.

Image via iStock.

Not everyone can pay off debt this quickly (and many people are faced with paying off much higher balances). I was fortunate enough to be responsible only for myself and to have the financial flexibility to put every extra penny toward my debt. But one thing I learned is that even the smallest amounts do add up, as cliché as that sounds.

I felt elated. And I felt empowered.

I was ready to tackle any financial goal that came my way. I was almost addicted to that feeling of success. Phase 5.

“That’s called a process addiction. … there are payoffs emotionally," explains Freeman. "By paying it off [you] get some sort of external self-esteem.” And he cautions that the true goal is to learn how to not get overwhelmed by debt and to view financial hurdles as long-term goals that you can and will conquer with time.

Image via iStock.

After that first major failure and subsequent triumph, my financial game is much stronger. And I've found that there’s no substitute for education.

Trying to tackle debt without understanding it was useless. It was like throwing a ball while squinting up at the sun. I had no idea where my efforts would land. And I sure wasn’t hitting my target.

But that feeling once I dug in, found the right resources, and knew what to do? Oh, it was glorious. It was a small win, but it made me feel like any of my financial goals are possible. And in truth, they really are, given hard work, due diligence, patience, and of course, just the tiniest bit of luck. Now, on to my next financial goal!

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4 holiday memories that remind us what the season is really all about.

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General Mills

Do you have a favorite holiday memory?

For me, one in particular stands out. I was about 15, and it was another hot, island Christmas (I grew up in the Virgin Islands, so Christmas was always over 80 degrees, and every day looked like a postcard). My mom, sister, a chunk of my family, and I went over to my gran’s house to spend time with her and with each other, ushering in the season.

Gran had made her famous homemade eggnog (for which she refused to give away the recipe). The entire family crowded into the kitchen for our serving before moving to the patio, where we watched the sun go down while drinking eggnog, arguing about music, and debating the merits of Mariah Carey.

That memory is what the holidays mean to me. Everyone being together, laughing, and celebrating the season and that we’d almost made it through another year.

The gazebo in downtown Frederiksted, St. Croix, all decked out for the holidays. Image via iStock.  

The holidays mean something a little bit different to each of us, but in the kitchen and around the dinner table, we make some of our favorite memories.

General Mills has been around for 150 years and knows a thing or two about food and the holidays. They asked a few of their blogger fans to share their favorite holiday traditions, and one thing was pretty clear: Food and family are key ingredients for many of us during the holiday season. Their sweet memories — which many of us can relate to — will give you all the holiday feels.

1. Like cookie-decorating extravaganzas that each generation of kids loves.

The great cookie decorating tradition continues with Liz's kids. Image used with permission.

Liz, author of the blog Eat Move Make, remembers she and her siblings helped their mom to decorate holiday treats.

"My mom would bake cut-out cookies, and we'd decorate them. ... We took our little works of art seriously! It was so fun to find the ones we knew we had made. I distinctly remember the crunch of the colored sugars as I'd take a bite," she wrote on her blog.

"I still use the same recipe and decorating technique with my own kids since it's such a fond memory, and my kids insist to this day that those cookies be a part of their tradition every year as well."

2. And then there's the playful squabbles that take place every holiday between the same two family members.

Myrah (also know as the "Coupon Mamacita") recalls her parents' playful bickering each year as her dad attempted to carve the turkey.

Myrah and her parents in front of the Christmas tree. Image used with permission.

Myrah's dad would give carving his best effort, and her mom would poke and prod at him, pretending to be upset with his efforts. She'd tell him, "You’re ruining it!" while he asserted "It’s fine. Let me do it, " Myrah recalls on her blog. "All the hand waving that went with it was so comforting and warming to me. It was a tradition that made me smile as I watched them have their annual 'war.'"

3. Baking for Santa is a tradition that can never grow old.

Stephanie, who blogs as The Tiptoe Fairy, cherishes the moments spent with her kids baking pastries for Santa and family friends.

It's all hands on deck as Stephanie and her kids bake holiday treats. Images used with permission.

"Our favorite holiday tradition is baking together," she shares on her blog. "My  kids love helping me bake. Every year, we make tons of baked goodies for their teachers, friends, and my husband’s coworkers. We also always bake something yummy for Santa to enjoy while he’s leaving gifts. Each year I come up with something new. This year it’s Brownie Stuffed Crescent Rolls. One of these fresh out of the oven is just melt-in-your-mouth heavenly.”

4. And there's nothing like savoring a treat while the family gathers around the Christmas tree.

For Heather, author of the blog Who Needs a Cape, nothing compares to her family's picture-perfect Christmas mornings in front of the tree.

Heather's delicious apple crescent ring, a Christmas morning favorite in her family. Image used with permission.

"As cliche as it is ... Christmas morning is always just my husband, me and our kids (ok the dog is there this year too)," Heather writes. "I LOVE just spending the majority of our day in our jammies. Kids ripping through presents, my husband and I with coffee watching ... we open our gifts after the kids are off playing with whatever new thing is the best. I make something EASY but super yummy [like her apple crescent ring]. It's easy and delish and everyone in my family loves a fancy treat for Christmas Morning!"

What's your favorite holiday tradition?

Whether it's time spent relaxing with your family, stealing food off each other's dinner plates during a shared meal, or swapping stories from the past year and hopes and dreams for the year to come, we wish you a wonderful holiday.

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Heroes

Because of a solar lamp, one man was able to help his entire family.

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Intrepid Travel

Amresh runs a small shop in Bangalore, India. A few years ago, he had a pretty big problem.

Amresh used kerosene lights to light his shop in the evening, hoping to catch some of the foot traffic from people heading home from work after dark. But the lights weren’t enough to help people see what his products were. His business struggled.

All photos are of an urban slum in India and the people who live there. Taken by Pravin Tamang, used with permission.

When he heard that a company called Pollinate Energy was selling solar lamps, Amresh jumped at the opportunity to purchase one.

The solar lamp changed his life.

His new lighting meant that he could keep the shop open later and attract customers who were on their way home. Because of the light, his shop also became a neighborhood gathering spot, where people would socialize and catch up after a day of work.

Within two months, his income had doubled. And just a few months after that, Amresh had saved enough money to move his entire family out of the slum.

According to Pollinate Energy COO Alexie Seller, Amresh’s story is just one of many.

Pollinate is a small company focused on distributing much-needed products to people who wouldn’t have access to them otherwise. It was founded in 2013 with the goal of tackling energy poverty — no small undertaking. Their efforts have been supported by The Intrepid Foundation since 2015, which matches all donations made to Pollinate dollar-for-dollar.

Because while those of us in the western world tend to take access to things like light at night for granted, around 1.2 billion people around the world do not have access to electricity.

“We have the privilege of living in a country where there is a lot of infrastructure, which is paid for by the government. … our electricity is actually really low-cost. So, what happens for a family that’s living with no access to electricity is that they have to pay out of their own pockets for every single energy expense that they have,” Seller explains. “And [in India] it means that they are spending 5-10% of their earnings on kerosene, which is not even really a useful light.”

Fumes from a kerosene lamp, captured on camera.

Kerosene is also hazardous — it causes indoor air pollution, which is the second-leading cause of death for women and young children.

With this in mind, Pollinate set out to offer sustainable solutions to everyday energy problems. And their approach is pretty unique.

When first preparing to distribute solar lamps, Pollinate sent representatives known as “Pollinators” into the slums where they met families and spoke to them about their needs, their finances, and their willingness to pay for certain products. Pollinate uses the information gathered to help select the products it will distribute and to determine the price point for those products.

Why go to all of that trouble? Seller explains that Pollinate is determined to make lasting change and that the only way to do that is to involve the people who it is trying to serve.

Pollinate also does its research to make sure it's not asking anyone to pay more than they can afford. Pollinate offers five-eight-week repayment plans based on a family’s weekly budget so they can get the products they need without the pressure to have the money immediately.

Though their products are intentionally low-cost, Pollinate makes a point of selling, rather than donating, them.

“By selling a product, you give someone the opportunity to refuse it,” wrote Nora Malm, a former fellow at Pollinate, in a blog post.

She continued, “When we approach the community members as customers, their agency is immediately recognised. But when we are feeling sorry for someone, their agency is removed, and we are prone to think that somehow we know better.”

Pollinate doesn’t want to assume it knows what the people it's serving need. It wants to work with them to determine appropriate solutions and give them the chance to invest in their future.

“We’re actually giving our customers the choice to make this improvement in their lives and to buy what it is that is most useful for them. … Because we charge for the product and we work with the customers, especially when we’re rolling out something different, we pick up very quickly what is not working,” Seller says. “And that is exactly what social business is proven to do that charitable giving has not.”

Pollinate currently offers eight products to around 200,000 households across four cities in India.

And it wants to help as many people as possible, as quickly as possible. Pollinate has plans to expand into 20 cities within the next five years.

To do this, it keeps recruiting Pollinators and has even started a fellowship program, allowing about 300 fellows from around the world to contribute to the program on the ground floor. The Intrepid Foundation is helping Pollinate make these massive goals a reality through the Travel for Good campaign, which will see over $25,000 donated to support Pollinate's fight against energy poverty in India.

Improving the quality of life for people around the world is a monumental task. It takes teamwork and enthusiasm, and at times, it can feel overwhelming.

But, “until you get started, you’re not going to really understand deeply enough what is going on and how you can actually make a difference,” Seller explains. She encourages everyone to take a leap of faith and dive right in to create positive change.

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