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Frugal people share 15 silly money-saving tips guaranteed to save you a few bucks

Simple changes can really bring down your electric bill.

via Unsplash

Hand holding an unplugged electric cord and hand holding rolled up money.

Most adults periodically examine their lives to try to figure out where they can save money. It might be cutting one of the streaming services we're not using or dialing back the Starbucks PSLs. However, the people on the subreddit r/frugal take saving money to a whole new level.

A recent thread posted by u/Jskyesthelimit was chock-full of solid gold advice for anyone looking to trim the budget but who doesn't want to put in a lot of work. (Yeah, yeah — we all know meal-prepping is effective, but who's got the time? We're looking for easy wins, here.)

The prompt, "What's the little effortless, stupid thing you do that TECHNICALLY saves you money?", got some responses and tips you've probably never thought of.

They're small, they're silly — but they do add up.

1. Spend more time outside

"if i go outside and play all day, i don't have consumerist urges to buy stupid shit." - looney417

Can't spend money if you don't go into a store!

It's a good idea to get away from your phone or laptop for a while, too. If you're not careful, you can buy a hundred dollars worth of junk on Amazon before you even realize what's happening.

2. Time your dishwasher runs

"When our dishwasher is full and ready to be started, I set an alarm on my watch for 9pm. I start the dishwasher when the alarm goes off since the electricity rate goes down after 9pm." - misterfuss

dishes, dishwasher, clean dishes, unload dish, money hacks, kitchen hacks A half loaded dishwashervia Nathan Dumloa/Unsplash

Did you know that electricity costs more during "peak hours"? Where I live, power can cost up to 4x as much from 2-7pm versus off-peak hours.

Most people run the dishwasher at night anyway, but you should look up your own local peak hours. Starting the nightly load at 9 instead of 8 every night could actually save you a couple of bucks a month.

I like that you can program a Google Nest to do this for you. It knows how expensive electricity is at different times, and will manage your supercooling for you.3. Fill a large water bottle at work before you leave.

u/MrPerfectionisback swears by this one.

Getting a gigantic, high-quality water bottle could be a great investment if you're able to top it off at the office every day and bring your water bill down a smidge.

4. Use less laundry detergent

Most of us approach laundry detergent with a "fill 'er up" attitude. But, usually, you can get away with even just one tablespoon if your clothes aren't that dirty. and using less will help your clothes last longer.

u/jbblue48089 also recommends using solid bar shampoo and dish soap, which have a longer lifespan than liquid soaps.

5. Re-wear clothes (other than socks and underwear)

Another option from u/ztreHdrahciR — don't wash your clothes at all! At least not right away.

Chances are you can get a few wears out of jeans or even t-shirts and save on laundry costs, to the tune of a few dollars per year.

6. Make your own doggie poo bags

"Use used food bags to pick up the dogs poop." - bezere

Poop bags are expensive! You could easily spend $20-50 per year, depending on what brand you use.

Next time you pack a sandwich for lunch, save that plastic baggie and use it for pick-up duty later on.

7. Charge your phone at work (or wherever there's an outlet)

A good one from u/runmemymo.

Never pass up a chance for free electric!

If you don't work in an office, just carry your phone charger with you. Lots of restaurants and even public spaces have outlets so you can get a little free juice.

8. Poo at work (or wherever there's a bathroom)

u/larkfor says they save a ton of money each year on water and toilet paper by doing their business at work or the office.

Never pass up a chance for free water and toilet paper!

9. Cut sponges in half

sponge, cleaning, money hacks, house keeping, soap, domestic labor A yellow soapy sponge.via Pille R. Priske/Unsplash

u/plaincheeseburger recommends turning one sponge into two.

It will still work exactly the same and last twice as long.

10. Repair old dog toys

I love this one from u/pdxarchitecht!

My dogs love immediately ripping the stuffing out of new toys, which doesn't feel like a great value for my money.

The hack? Put the stuffing back in and add a stitch or two to close it up and save yourself $10 or more.

11. Twist the stems off of peppers if paying by weight

This ingenious and petty tip comes from u/casterix75.

Not all supermarkets charge by weight for bell peppers (or similar produce), but if they do, why pay for the stem? Twist it off and save yourself a few cents at the checkout.

12. Save the cold water when running a shower or bath

An old science teacher taught me this one in high school, recommended in this thread by u/smartquokka.

Put a bucket in the shower or bath to collect the cold water while it's heating up. Use that to water plants, fill the dog bowls, or flush the toilet.

13. Unplug everything at night

via Canva/Photos

Many people recommended this — it's an r/frugal staple.

Appliances on standby still use power, so unplug as many things as possible before going to bed. u/Larkfor estimates this saves them $10 a month or so on power.

14. Library card

Yes. And take advantage of audiobooks, ebooks, and even streaming. My library has many great movies, shows, and lecture series (I love The Great Courses).

15. Credit card points

[I] Use my CC that gets rewards points for all purchases and bills that I can.

My entire family is going in a trip in a few months, and we booked all our flights together, 4.5k of airfare. I very generously offered to put all the airfare on my (2% cash back) card. My entire family paid me back their portion that week, and now I get the $90 in cash back!

These tips are so small they're almost microscopic, but you know what? Most of them are so easy you'd barely notice a difference in your lifestyle and routine. And all together, you could save yourself a decent chunk of money every year by making a few simple changes.

Thanks to the thrifty people of Reddit for sharing their hacks with the rest of us!

This article originally appeared last year.

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money

Community

20 frugal people share their most underrated and unexpected money-saving habits

These overlooked tips can save you lots of money.

Image via Canva/David-Predo

Frugal people share their best unexpected money-saving tips.

Frugal people are experts at saving money. From being mindful about how much and how often they make purchases to adopting no-buy lifestyles, they know all the practical ways to save money

But they also have some creative and overlooked ways to save even more. In the subreddit thread r/Frugal, members opened up about some of the most underrated and self-proclaimed 'weird' ways they've been able to put more money away.

These are some of the most unexpected and underrated ways to save money, according to 20 frugal people.

- YouTube www.youtube.com

"Multiply supposedly low monthly costs by 12. The yearly cost is often a wake up that I don’t need something." - SCNewsFan

"Buying or making snacks, meals and drinks ahead of time for road trips." - ReadingConstantly

"To ease the transition to eating out less, try to recreate similar meals at home as a treat. If you try to go cold turkey from eating out frequently to nothing but beans at home, it’ll be hard to sustain long term. Store bought frozen chicken tenders (for example) are more expensive than homemade lentil soup, but they’re also a lot cheaper than chicken tenders at a restaurant." - PollardPie

"Being content and not going in an inner complaint spiral." - kehrw0che

@alisontalksmoney
More unhinged hacks for saving money #personalfinance #moneytips #budgetingforbeginners

"I started saving veggie scraps in the freezer to make broth, and it’s cut down on food waste and my grocery bill." - radik266

"Use the app toogoodtogo as well for cheap takeout. If you’re flexible, you basically sign up for a cheap meal of whatever excess a restaurant has. I’ve done this with Indian joints and it’s great. Usually $7-10 for multiple servings of food." - treedoct-her

"The public library. Many now offer free streaming services, audio books, and ebooks for free." - ObjectiveUpset1703

"I think mine would be hauling my own trash to the landfill. I used to have trash service that cost $33 a month with recycling picked up twice a month. So the cost came out to $7.50 per week for household trash and $1.50 biweekly for recycling. I haul my own trash 2-3 a month and spend less than $5 total." - Ok-Box6892

"Borrow this book from the library: Make The Bread , Buy The Butter. The woman has gone to great lengths to figure out the cost of making tons of different things (including gas for the stove). She's straight up if something is worth the cost and or hassle to make it from scratch or purchase it. Her everyday bread recipe is super easy, makes two loaves in under 15 minutes (plus only 2 hours to rise, then an hour to bake) I make it once a week and use one, freeze one. It's delicious toasted and I've started adding in extras like chopped walnuts for a taste change." - k8ecat

- YouTube www.youtube.com

"As a gardener, I got tired of wasting money on annuals, especially the modern kind of seed that doesn't reseed itself. Flower companies hate selling plants that reseed themselves. I started buying old-fashioned, heirloom annual and perennial seeds that reseed themselves yearly. Google heirloom or reseeding seeds to find places that sell the older kind of flowers - I go with Seed Savers in Iowa. Additionally, I buy annuals that can be taken indoors during the winter (geraniums and begonias mainly). After the summer, take them inside and prune them back by 1/3 to keep them healthy. Many gardeners will also share starts or extra bulbs with other people - get to know your neighbors for this, or go on a neighborhood website and ask if anyone has perennials they need to divide or extra bulbs. Using seeds does mean a slower growing time, so you have to learn to be patient and live like our great grandparents did, with the rhythm of nature instead of forcing it to move ahead of schedule with pre-grown nursery plants." - StartledDungbeetle

"I don't buy any drinks or snacks at the grocery store. I buy meal food only, and tea bags. I make fresh fridge tea every day, a small thing of caffeinated and a small pitcher of SleepyTime or some other decaf for the evenings. It's delicious, no sugar, and VERY cheap. My grocery bills are about half of what they once were." - Soft-Craft-3285

"I spend money on just 1 day per week." DutchBelgian

"Buying things second hand from Facebook marketplace or while it's on liquidation. Also getting free stuff from the free local Facebook groups. I got so many helpful things over the years! Buying Christmas and birthday gifts for people throughout the year when I find the gifts on sale. Not being addicted to alcohol and soft drinks is a big money saver too :) Also knowing how to do own aesthetic services (I do my own eyebrows, I shave my own legs, I don't get my nails done, I straighten my own hair instead of getting salon blowouts, etc). Freezing leftovers!" - psykolojist

"Same answer I always give; switching away from cartridge razors and going to double-edge (DE). It's a bit more upfront (anywhere from $50-$100 trying to find the best razor/blade/soap combination that works for you) but the long term savings more than make up for it." - neekogo

- YouTube www.youtube.com

"Get at least a basic tool kit. That along with YouTube and Amazon and you can learn how to fix basic things instead of calling someone or throwing it away and buying another. Just fixed the wheel on my suitcase instead of spending on a new one." - rich22201

"See if there any 'discount grocers' in your area. We're lucky to have several. They buy food in lots from supermarkets that are near or past expiration, discontinued items, damaged packages, etc. We've rarely gotten any food that was stale and the savings can be pretty big. They'll also have restaurant-sized items like huge cans of baked beans for a couple of bucks, which we'll divide out and freeze." - p38-lightning

"Ordering groceries online. I’m guilty of impulse buys and simply ordering groceries for pickup saves me $20+ dollars each time." - RightToBearGlitter

"When I go grocery shopping, I only buy sensible things. Except I allow myself one candy/cake/treats every time. It feels like splurging and a bit of cheating. It makes it much easier for me to stay on track with the strict buying habits." - Sagaincolours

"When I get a rotisserie chicken from Sam's Club, I save the skin, bones, etc. to use to make chicken stock. They're already roasted and seasoned so they make great stock." - gt0163c

"Double check your insurance policies annually. Do you still drive x amount of miles a year? Some people who now work from home drive much less, but are still paying commuter rates. Consider removing collision insurance from very old vehicles, unless you absolutely need it. If you are paying separately for an emergency roadside assistance program, see if your auto insurance offers similar coverage for less." - BestReplyEver

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Education & Information

6 foods that are so much cheaper to grow than to buy it's not even funny

Gardening isn't always easy, but it's definitely worth it for these crops.

Photo credit: Canva

Certain fruits and vegetables are particularly cost-effective to grow yourself.

Some people are born with a green thumb and love the idea of having a garden full of all kinds of produce. Others of us struggle to keep basic houseplants alive and feel overwhelmed by the idea of trying to grow our own food. Anyone who's tried to grow a garden knows it's not as simple as just throwing some seeds in the dirt and waiting, and if you don't really enjoy it, gardening can feel like it isn't really worth the time or effort.

However, there are some fruits and vegetables that are worth trying to grow, even with some initial cost and time investment, simply because growing them is so much cheaper than buying them. That's not automatically true of all produce, but for these six foods, if you succeed in nurturing them to harvest, you can save a bundle vs. buying them at the supermarket. (Yes, even when they're on sale.)

vegetable garden, grow your own food, plant a garden, save money, produce Growing your own food can save money, especially with certain crops.Photo credit: Canva

Tomatoes

There's nothing like a fresh tomato right off the vine, first of all, so that's a reason to grow your own tomatoes all by itself. But tomatoes are fairly easy to tend and cost approximately six times less to grow than to buy by some estimates. And that's even if you include some initial cost for soil, a pot, and a starter plant. If you already had a garden plot and grew from seed, it would cost you even less.

- YouTubewww.youtube.com

Tomatoes can be frozen or canned to make a large harvest last longer than the growing season and then used in sauces and soups. Baby or cherry tomatoes can be frozen whole and roasted in the oven straight from the freezer.

Zucchini and other summer squash

Have you ever had a friend with a zucchini plant who tried to give you zucchini every time you turn around in the summer? Once these famously prolific plants start poppin', they don't stop.

You can grow zucchini in a bed or in a pot. You can also grow it vertically, like this:

- YouTubewww.youtube.com

Zucchini's cousin, yellow squash, is similar. Before you know it, you've got squash coming out your ears. You can give it away, but you don't have to. You can slice it up and freeze it for soups or stir fries after the harvest comes to a close.

Peppers

If you buy bell peppers, you know they can be on the spendy side, especially if you buy organic ones. Growing your own can save a pretty penny, though, especially once you get a garden plot or container established for them.

One gardener demonstrated how a successful crop of pepper plants in his raised bed can save approximately $320 a year, and that's including initial startup costs. Savings would be even greater in subsequent years since most of those costs aren't recurring.

@geekygreenhouse
How much money can you save by growing your own bell peppers? #gardening101 #gardeningtips

Peppers can be frozen fresh to be used in cooked dishes later. (Are we getting the hint that a large freezer is a necessity when you have a garden?) And the grow-your-own savings goes for all kinds of peppers, not just sweet bells. Poblanos, jalapenos, serranos, chili peppers—you can have a whole array of pepper plants right at your fingertips.

Lettuce

Salad lovers, rejoice, because growing your own leafy greens can be a big boon for your diet and your pocketbook. Romaine lettuce in particular is a fast-growing green that replenishes in just a week or two, so if you have a few of these babies planted you'll be eating fresh salads on the regular through the spring and summer (and into fall as long as the weather holds).

Lettuce is a comparatively easy crop to grow, so don't be intimidated if you've never done it.

- YouTubeyoutu.be

To harvest lettuce, you can cut off the largest, most mature leaves to eat, leaving the interior of the plant alone so it will keep on growing. Another method is to slice the whole lettuce plant straight across, as long as you leave the "crown" in the center so it can keep regrowing.

With lettuce, unfortunately, you don't get the ability to freeze for later, but having fresh salads for many months of the year makes up for it.

Cucumbers

If you enjoy the fresh, crisp crunch of a cucumber, growing your own is where it's at. While how much you can save will vary depending on where you live, where you shop, and how successful. your crop is, a cucumber patch can yield a ton of cucumbers, especially if you learn some tricks specific to cucumber growing.

- YouTubewww.youtube.com

One of those "tricks" is to regularly harvest your cucumbers. The more you pick, the more the plant will produce—nifty, eh?

Another tip is to keep them watered well. Cucumbers are largely water, so they do require a lot of water to grow. Just don't get the leaves wet—keep the watering at the base of the plant.

Fresh Herbs

This might be the most cost savings you'll see in a garden, especially if you use a lot of fresh herbs (which you should—they're so good!). Have you ever bought fresh herbs in those little plastic clamshells at the store? They're usually $2 to $3 each for just a handful of leaves or sprigs, and they don't stay fresh for long. An herb garden can save you tons and provide a nonstop source of fresh flavorings.

Basil, oregano, rosemary, and mint are particularly easy to grow and you can even grow them in your kitchen.

- YouTubewww.youtube.com

But a full-fledged herb garden is even more fun. Cilantro, parsley, holy basil, chives, dill, thyme—there are so many herbs you can grow yourself. In fact, you may find yourself using more herbs if you grow them since you won't have to spend money on them at the store and they need to be harvested in order to keep growing. Aromatic, healthy, delicious, and cheap—win, win, win, win.

And you can dry or freeze excess herbs to use for cooking later as well. So much winning.

Growing your own food isn't always easy, but learning how to garden crops that can save you big money is definitely worth the time and energy investment to try.

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Pop Culture

Middle class families share how much money they have in savings and it's eye-opening

"I transfer money each paycheck but always end up needing to transfer it back."

Photo by Karolina Kaboompics/Pexels

Many middle class families are sharing that they have nothing in savings right now.

According to an April 2024 Gallup poll, 54% of Americans identify as part of the middle class, with 39% identifying as "middle class" and 15% identifying as "upper-middle class." That percentage has held fairly steady for years, but for many, what it feels like to be a middle class American has shifted.

Notably, inflation caused by the pandemic has hit middle class families hard, with incomes not keeping up with cost-of-living increases. Housing costs have skyrocketed in many areas of the country, mortgage interest rates have risen to levels not seen since the pre-Obama era and grocery bills have increased significantly. One government study found that cost of living has increased between around $800 and $1,300 a month depending on the state since 2021, putting a squeeze on everyone, including the middle class.

One woman shared that her family is just getting by and asked other people who identify as middle class to "chime in" with what they have in their savings account.

"I swear, every paycheck I am putting money into my savings, but needing to transfer it back within a few days," shared @abbyy..rosee on TikTok. "My registration is due. My husband's registration is due. He needed two new tires, even though they had a warranty. That's $300. My oldest needs braces, he needs a palate expander, that's $120 a month. Not to mention groceries are $200 more a week. Forget about feeding your family great ingredients because who has $500 a week to spend on perfect ingredients to feed your family?"

@abbyy..rosee
somethings gotta give #savings #middleclass #relatable

She explained that her husband makes enough money that they should be able to live comfortably, and that she quit her job because the cost of daycare was more than she was making.

"At some point, something has to give," she said. "What is going on? How do I save money?"

People in the comments chimed in with their savings account totals and it was quite eye-opening. Many people shared that they have $0 saved.

"We make the most money we ever have and have zero savings. We live paycheck to paycheck and every month I don’t know how we get by."

"I think the middle class is 1 personal disaster away from bankruptcy."

"Y’all got savings accounts?!?! 😂"

"I used to freak out if I had under $10k in savings, now I’m happy when I have over $150. 😫"

"We make almost 100,000 a year with no savings!!!! It's always something!!"

"I'm lucky if we have $500-$1K for an emergency. every single time we start saving something happens. the vet, the cars, the kids... something."

"Savings account? I transfer money each paycheck but always end up needing to transfer it back. My husband makes great money too but we are scraping by."

"$803 but we have to pay a $750 deductible this week b/c my Husband hit a deer soooo… back at it 😭 It’s exhausting. Constantly draining it, refilling it, transferring."

Some people shared that they do have some savings, but several said it was because they'd had an inheritance or other chunk of money come their way. Many people shared that their savings has dwindled as increased costs have taken their toll. Some people gave lifestyle advice to save money, but most agreed that just the basics have gotten so expensive it's harder to make ends meet much less put extra into savings.

Thankfully, the inflation issue appears to be waning, but even just plateauing at their current financial reality isn't ideal for many American families. Middle class is supposed to be a comfortable place to be—not rich, but well enough off to feel secure. That's not how many middle class folks feel, though. Most Americans don't have anything close to the amount of money saved that is recommended across the age spectrum, but at least hearing that others are in the same boat is somewhat comforting.

It can be vulnerable to put your financial reality out there, but it's helpful to hear what other people are doing and dealing with so we all feel less alone when we're struggling. Perhaps if people were more open about money, we'd all be able to help one another find ways to improve our financial situations rather than lamenting our empty savings accounts and wondering how to change it.

This article originally appeared last year.

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economy

Joy

Target lowers prices on thousands of items, including staples, in 'sign of disinflation'

Good news for people's grocery bills.

Photo by Shabaz Usmani on Unsplash

Target is dropping prices.

It's been a weird few years for theU.S. economy as the COVID-19 pandemic threw the entire system into disarray and recovery from it took some unpredicted turns, for better and for worse. One thing we knew would be coming was inflation, and Americans have felt it at the checkout counter. Price increases on basic food staples as well as restaurant prices across the board have been painful reminders that, despite record unemployment and a booming stock market, everyday life has gotten ridiculously expensive.

But there are some signs things may be taking a positive turn, such as Target's announcement that they will be cutting prices on thousands of items, including household essentials, in the coming months. Here's what shoppers can expect:

Target has already reduced prices on approximately 1,500 items and will continue through the summer to drop thousands more. "Consumers will enjoy savings on everyday items such as milk, meat, bread, soda, fresh fruit and vegetables, snacks, yogurt, peanut butter, coffee, diapers, paper towels, pet food and more. These price reductions will collectively save consumers millions of dollars this summer," the company shared in a press release.

More specifically, a pound of Good & Gather Unsalted Butter that was $3.99 will be $3.79, Good & Gather 5 oz. Organic Baby Spinach will drop from $3.29 to $2.99, and a 20-ounce package of Thomas' Plain Bagels is going from $4.19 to $3.79. Just in time for summer, Aveeno SPF 50 Sunscreen (3 fl oz) will drop from $13.89 to $13.19.

Savvy Target shoppers know how to get the most bang for their buck on a Target trip by using their Target Circle Card, which gives them an additional 5% off purchases, and the company recently reintroduced Target Circle, its free-to-join membership program that applies deals automatically at checkout and features member-exclusive sales throughout the year like Target Circle Week and Target Circle Bonuses—personalized deals to help members earn rewards and get extra savings.

LinkedIn editor Cate Chapman calls Target's price cuts a "sign of disinflation at work"—a hopeful sign, considering Target isn't the only store to announce price drops . Walmart predicted months ago that a "deflationary environment" would mean lower prices on dry groceries and consumables and they were already seeing lower prices on grocery items such as eggs, apples and deli snacks.

People's money should go a little further at the grocery store this summer.

Photo by Arren Mills on Unsplash

Even already-low-priced grocery chain Aldi has announced lower prices on 250 items for the summer of 2024. “We don’t want food prices to hold people back from getting together with friends and family or spending time outdoors this season," Dave Rinaldo, president at Aldi U.S., said in a statement.

And McDonald's, which has seen price increases over 100% over the past decade, announced recently that it is exploring a $5 meal option. It used to be that $5 could easily pay for a full McD's meal, but you can't even get a kids' Happy Meal for that price in 2024.

People have reacted to the news of lower grocery prices with a mix of relief and annoyance at feeling like they were being price gouged. They have a point. In fact, President Biden had taken aim at corporations in November of 2023, saying, “Any corporation that has not brought their prices back down, even as inflation has come down, even as the supply chains have been rebuilt, it’s time to stop the price gouging."

Whatever the reason for the lowered prices, feeling a little ease instead of squeeze at the checkout counter will be a refreshing change from the past few years.

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Family

27 tips to help you thrift shop like a boss this summer season.

Save some cash, save the planet, and dig for some hidden thrift shop treasures.

True

Summer is finally here! (Well, almost.)

As the weather heats up, we’re drawn to brighter colors and lighter fabrics — cue your desire for a complete closet refresh. It's tempting to invest in an entirely new wardrobe to match the coming season, but fashion can come with a hefty price — both for your wallet and the environment. Did you know that it can take up to 1,800 gallons of water to make a single pair of jeans? 1,800 gallons!

This year, instead of heading straight for the mall or diving into the abyss that is online shopping, consider checking out your local thrift store for all your summer fun needs — from poolside lounging to graduation parties or weddings. Thrifting can be a great way to save money (and the planet) while prepping for summer.

Like anything, thrifting can be an art. We're here with some tips and tricks to help you get your thrift on this summer.

Before you go:

1. Grab clothing and accessories from your own closet that you no longer need and are ready to recycle. Make room for those new finds and donate to local charitable organizations while you're at it.

2. Get on the mailing list or join the store's loyalty program. Research what days have deals for certain items — up to 50% off, or buy one get one free. You might even be able to get a discount on your birthday.

Image via iStock.

3. Set a budget. It'll help you stay focused on items you actually need. Even a small budget can get you quite a haul at stores like Savers, where nearly 95% of the items sold are under $10.

4. Bring a friend. You'll cover more ground in the store and have someone there to give an opinion on your more peculiar finds.

5. Looking for something vintage? Check out these tips on snagging awesome vintage finds (for instance, did you know that metal zippers and side-snap closures are a sign that something was made before the mid-60s?)

6. Wear something that you can try things on over — like a tank top — so you skip the dressing-room lines.

7. Brainstorm a list of five items you're looking for. If nothing else, this will give you a place to start when you get there. But...

8. Be adaptable, the best part of thrifting is an unexpected find.

When you get there:

9. Think outside your own box. Keep friends and family in mind: a friend who's a different size than you are or a niece who needs a new book for summer break.

10. Give yourself some extra time in the store — hunting for hidden treasures takes time.

Shopping for clothes:

11. Don't limit yourself to your typical size. Sizes vary so much by brand and era; it's worth looking through at least four sizes smaller and larger than your usual.

12. Plan to try on your items before you buy.

13. In the summer months, keep an eye out for seasonal finds: sun hats and swimsuits and flip-flops — oh my. Stock up on the essentials.

14. Don't be intimidated by the shoe section: high quality, barely used shoes at a huge discount. Check the soles for wear.

Reasons to thrift: Buying things that already exist helps to keep reusable goods from reaching landfills ♻ Why do you love thrifting? cc: @annieblackheart

A post shared by Savers Thrift Store (@savers_thrift) on Jan 5, 2016 at 4:33pm PST

Getting crafty:

15. Even if you aren't a craft expert, you can probably sew a button back on, hem a dress, or cut out some shoulder pads. Or you can visit your local tailor.

16. Looking for jorts (jean shorts) this summer? Find a pair of jeans with a bit more room in the thigh, cut off the legs, and roll the hems for some quick, super-comfy new shorts.

Image via iStock.

Shopping for knickknacks and housewares:

17. Check out the housewares section for seasonal party decorations. Lemonade pitchers, margarita glasses, and festive dishes galore.

18. Keep an eye out for gardening supplies — it's never too late in the summer season to plant some flowers.

19. In books, you'll find great reads for your next beach vacation, including current best-selling paperback fiction. Why spend full price?

20. Recipe books too. Nothing beats perusing through a hard copy of "Grilling for Dummies" or "50 Easy Frozen Yogurt Recipes."

Image via iStock.

21. Looking for a complete set of dishes? You'll find matching plates, mugs, bowls, and more in any thrift shop.

22. Keep an eye out for cast iron pans — with just a little love, even pans that look pretty beat up can be good as new.

23. The kitchen appliance section might surprise you — cake-pop makers, cordless wine chillers, donut makers, milk frothers, juicers, and so much more.

Before you check out:

24. Look for an outlet (or ask an employee) to test your new appliance before you buy it.

25. Didn't find what you were looking for? Try again tomorrow — seriously. Thrift shops like Savers put out up to 10,000 new items at each store every day.

On Fridays, we go thrifting. What will you be hunting for this weekend? cc: @meg_swellvtg #Savers #findthefind #regram

A post shared by Savers Thrift Store (@savers_thrift) on Nov 4, 2016 at 5:11pm PDT

26. Or try thrifting in a new area. Each store is unique, so it's worth trying the location on the other side of town or wherever you happen to be vacationing.

27. Have fun. It's a no-brainer, but an important reminder.

Thrifting is a win-win-win for your wallet, the Earth, and your community.

According to the Savers 2017 State of Reuse Report, over 6 in 10 people said they shopped thrift in 2016. As more people choose a thrifted tee instead of a new one, over time, this can help reduce resource waste — like thousands of gallons of water to create that new tee or a pair of jeans.

See you in the aisles!

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You've seen stories about people taking off and traveling the world. Here's how one woman saved up and did it.

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In high school, Brooke Schoenman took a trip to Italy with her Latin class. She returned home determined to see more of the world.

“I remember being fascinated with how people like me were living in other parts of the world, speaking different languages,” she wrote in an email.

And that fascination would stay with her, leading her to take the biggest adventure of her life.

At 23, while working full-time as a help desk agent, Brooke made up her mind — she would give herself two years to save enough money to travel the world.

She wasn’t just working toward saving for a vacation or two. No, she wanted to spend a minimum of one full year living abroad, fully immersed in other cultures.

Image via iStock.

So she made a plan: She would cut down on unnecessary expenses. She’d sign up for overtime at work. She’d go out less. She’d take part-time jobs. She’d downsize her lifestyle in every way possible — all with the goal of saving up $30,000 in two years to fund her adventure.

It wouldn’t be easy saving that much money, but Brooke was determined. And she was fortunate enough to be able to devote as much of her time, money, and energy as she could muster to her ambitious plan.

"There was a time that I would work at my day job from 7:30 am to 4 pm," she wrote on Making Sense of Cents, "and then head off to do some evening waitressing ... from 5 to 10 pm."

It's the kind of schedule many people who need to bring in extra cash to cover their financial goals and needs are familiar with.

Image via iStock.

And it was worth it for her.

“I think having a bigger-than-life goal in mind helped,” Brooke explains. “I was saving for a life-changing experience — something so far from what was normal to me and anyone I knew at the time. It was exciting!”

Along the way, she celebrated even the smallest victories.

“If I took a change jar to the bank and it was twice as much as I thought it would be, I would make a point to celebrate," Brooke writes, "and sometimes I would allow a little splurge.”

The occasional treat was just as important as celebrating the small wins.

Image via iStock.

"I tried to cut out everything in the beginning, but soon learned that the mental toll of less fun and less freedom to eat out or go to the movies was too much,” Brooke writes. “You have to budget in some fun money, even when you're going for a big huge goal.”

By doing this, she didn’t get overwhelmed by the magnitude of her goal. She remained motivated. (Knowing that you're not starving yourself of all life's pleasures is important for any savings goal. It means you can actually stick to your plan instead of burning out too early.)

A year and a half in, Brooke had saved $23,000. She decided that was enough.

Brooke describes herself as “someone who hates to wait." So, she explains, “When I started to get close to my fall-back goal of $25,000 (about $23,000 after plane tickets and gear), I decided that starting my life of travel half a year earlier was an acceptable option."

Image via iStock.

So, she bought her plane tickets and set off to travel the world.

Traveling was more fulfilling than Brooke could have imagined.

From archeological digs in Menorca, Spain, to watching the jungle wake up at sunrise in Tikal, Guatemala, she pushed herself far beyond her comfort zone and experienced things that many only dream of. She even decided to make Sydney, Australia, her new home.

She's continued to lean on the tips and tricks she learned during that year and a half to fund other (shorter) adventures, like a three-and-a-half-month trip to Turkey, China, Mongolia, Russia, and Kyrgyzstan.

Image via iStock.

Today, Brooke's budgeting isn't nearly as extreme as it was for her initial goal, but she remains money conscious.

And she's helping others save too by sharing advice and travel stories on her website: HerPackingList.com. Though her site's geared toward travelers, her tips are relevant for anyone saving toward a goal. (This calculator is also a big help in figuring out how to reach your savings goals.)

Brooke truly believes that saving up for a big goal is achievable. Though, she adds, saving doesn't come in a one-size-fits-all package.

“Everyone will have different circumstances surrounding their saving process. Maybe the cost of living where they are is higher or maybe they can't forego hanging with friends at bars and restaurants,” Brooke writes. “Once you can pinpoint the real reason the saving isn't working, you can test out alternative strategies and budgets until one works.”

Image via iStock.

Saving is hard. There's no doubt about it.

And $23,000 is a lot of money. For someone doing their best to just get by, such a large amount in such a short time frame may not always be possible.

But Brooke made the sacrifices she needed to save for the future she envisioned. And her experience shows that with perseverance, goals that seem like dreams can be attainable — it just takes patience, planning, and time.

So while your savings goal may not be a trip around the world, securing your financial future is just as exciting. Because while we never know what the future holds, preparing financially helps open some doors. Help make your dreams a reality by setting your financial goals today.

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