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Photo by Andre Taissin on Unsplash

People share out-of-touch money advice.

People have all sorts of advice on saving, and when doling it out, money experts often overlook those living paycheck to paycheck. I saw one of these experts on television recently saying people should have three separate savings accounts for their home expenses—one each for appliances, furniture and home repairs. These in addition to your emergency savings fund and likely your regular savings account. The advice, while acceptable for some, is comical for the rest of us. For even more hilarious money advice, people on Reddit came up with some doozies.

Reddit user u/Salazard260 posed the question "What's the most comically out of touch 'advice' you've been given by someone wealthier?" Most of the responses were eyebrow-raising, and if you've ever been poor—whether it be working poor or below poverty line poor—the advice was hilarious. User blezmalfoy said they were told, "That I need to buy several apartments and rent them out. Unfortunately, he did not tell me where to get money to buy several apartments." You do have to wonder, where does one simply get money to buy multiple apartments? Maybe the money tree our parents told us didn't exist is actually in a forest of other money trees and we just don't know it.

Remember the controversy several years ago when a financial advisor told millennials to stop buying coffees and avocado toast in order to afford purchasing a home? This approach may work for some people who might save a couple hundred dollars by the end of the year, but it's hardly enough to make a downpayment on a new house. It makes you wonder how much this person thinks lattes cost.

Screenshot from Reddit

The Lending Club reported that in June 2022, 61% of Americans were living paycheck to paycheck, and the Census Bureau states that 11.4% of Americans were living in poverty in 2020. People in these two categories don't have any room to save for a rainy day when they're focused on surviving until payday, so the advice given from people far removed from the poverty line can seem a little tone deaf.

In the Reddit thread, a commenter explained advice given to them when they complained of gas prices. "If you think gas is too expensive, just buy an electric car." They lamented, "If I'm unable to pay $50 for a tank of gas, I'm certainly not going to be able to buy a new car, whether it's electric or not."

Another user was told, "Start putting money away for retirement now asap!!" To which the commenter responded, "my brother in christ i cant even put money away for Christmas presents."

Screenshot from Reddit

The one that takes the cake is a commenter who revealed his college roommate said, “When your parents send you your allowance each month, just set a thousand aside each time.” I bet this commenter never thought to do that. Also, how much are wealthy people sending their kids to college with? The way prices are right now, my children will be sent off to college with a box of ramen and a crisp $5 bill.

The thread is full of real-life experience and responses that will make you chuckle, especially if you grew up less wealthy or are currently poor. Starting a business and buying rental property costs money, as does paying off all of your debt to free up money to save. It would seem that most people understand that concept and yet it appears to be lost if you're reading the encounters on Reddit.

Just know, if you truly want to save money, quit your job and take a six-month sabbatical to wait for the perfect idea to come to you. I'm kidding. Don't do that.


This article originally appeared two years ago.

A delicious corn dog with mustard and ketchup.

A group of self-described “non-Americans” shared the quintessential American things they wish they could do and it’s a great reminder of some of the endearing aspects of American culture that far too many of us take for granted.

At a time when America is plagued by political divisions, it’s refreshing to remember that we all share a unique culture that others appreciate.

The responses were prompted by Reddit user gaping__hole, who asked the online forum, “Non-Americans of Reddit: what is an American thing you have always wanted to try?” The most compelling thing about the responses is they didn’t center around the advantages afforded by the country’s commitment to freedom and individuality. Instead, they focused on the day-to-day experiences that the average American enjoys.


The “non-Americans of Reddit” seemed to be really interested in sampling America’s unique culinary contributions such as fair food or things that are deep-fried. They appreciated the lifestyle that Americans in small towns and middle-class neighborhoods enjoy.

They also wanted to take advantage of America’s size, whether that’s the diverse topography or the idea that one can change their life by moving a few hundred miles away.

Personally, the responses gave me a renewed appreciation for the small comforts that we enjoy as Americans whether that’s chowing down on a corn dog or watching a yellow school bus roll down the street full of happy kids.

Here are 19 of the “American things” that non-Americans have always “wanted to try.”

1.

"To visit a diner like in the movies. In the middle of the night, it’s raining and just a few people there with great music from a jukebox." — TotalAd6225

2. 

"Can I interest you in our lord and savior Waffle House?" — ShadowDV

3. 

"Ride a yellow school bus even if I'm too old. Growing up I always loved seeing them on TV." — infiresemo

4. 

"A friend of mine from Indonesia said, 'the food chewer in the sink.' Garbage disposal." — Mnemonic22

5. 

"Being able to start a whole new life 'elsewhere' without having to leave my country and going through an arduous immigration process." — Gmtfoegy

Gatvolkak added:

"It really is a country where you can get up, move 3 hours away and completely reinvent yourself. The only thing that follows you is your credit score."

6. 

"Deep fried foods at a state fair. I'm from Scotland and we love to deep fry everything and I wanna know if it's just as good or better." — fenrislfr

7. 


"Trick or treating at Halloween." — IvanaHug

8. 

"Proper tailgating before a ball game, the kind where there's ribs and stuff." — SpiraltoNowehere

9. 

"7/11 slurpees." — Elford12

10. 

"Corndogs, I don't understand what it is but I want to try it." — AFowlWaterfowl

11. 

"A friend of mine from China took a vacation to the US. He landed in Chicago, rented a car and drove down Route 66 until he could peer over the edge of the Grand Canyon, then drove back. Where he's from, a road trip isn't even a thing." — Henri_Dupont

12. 

"Chicken and waffles." — Wide-Flower3494

13.

"It's impossible, but the small town/suburban middle-class American childhood experience from the '80s (think 'ET' or 'Stranger Things' or 'Goonies,' minus the spooky fantasy stuff). What you guy's say about Blockbuster nights nostalgia, the shopping malls. Growing up in Latin America at that time, we had a few glimpses of that lifestyle in some movies and it was fascinating, dreamlike." steak_tartare

14. 

"I want to understand baseball. Man that sport looks boring, but a lot of movies are made about it I just wanna figure out how the game is played." — shweyzy02

15.

"Using the word 'ya'll' in general conversation." — Devlin_McGregor

16. 

"French woman I used to hang out with needed instructions on how to eat a chili dog. Blew her mind. Steamed and toasted bun, all-beef natural casing hot dog from a local farm, homemade chili, raw and finely chopped onions, and a bunch of Colby-jack cheese. She had seen pictures and wanted to try it, so I took her to this place run by a Vietnam vet who had wanted to own a chili dog stand since he was in the war. That was his life goal. Not get married, raise a family. But survive the war and open a chili dog stand. He finally made it after decades of biding his time, and all that passion went into the perfectly executed chili dog." — DeepStateofAffairs

17. 

"White Castle. Specifically that big box of white castle sliders. (I want to try it because of Harold and Kumar)." — Camus-Albert

18. 

"I've always wanted to go to a 'real' haunted house with actors during the Halloween season. Or those scary corn mazes with actors, etc." — tadpolecrusader

19. 

"Beer pong." — manserct

This article originally appeared on 8.4.22

Family

Single dad receives letter from late wife and immediately gets a DNA test

"She wrote a letter for me before she died, but I couldn’t bring myself to read it until now."

A devastated man sitting by the ocean.

Ten months after a man’s wife passed away, he finally got the courage to read a letter she left him, which contained a devastating admission. The 4-year-old son they had together may not be his.

“My ‘darling’ wife passed away 10 months ago,” the man wrote on Reddit’s Off My Chest forum. “She wrote a letter for me before she died, but I couldn’t bring myself to read it until now. She told me how sorry she was that she didn’t have the guts to tell me this to my face when she was alive.”

In the letter, the wife revealed that there was a “good chance” that the son he thought was his wasn’t his biological child. A few weeks before their wedding day, the wife got drunk at her bachelorette party and had a one-night stand with another man. Soon after that night, she became pregnant but was unsure who the father was.



The man was torn whether or not to have the paternity test done. The child had only one parent in this world, and he would have to take care of him regardless. He also thought it was cowardly that his former wife would wait until she was no longer around to share the truth with him.

dads, dna test, paternity test

A father and son playing with a train.

via Pavel Danilyuk/Pexels

“So she thought she’d rather drop this bomb on my life when I could no longer confront her about it,” the man wrote. “Now that my son would only have one parent looking out for him, and she’d have no idea how I would even react. Maybe I should not have got the paternity test done. Maybe it might be better to live in ignorance. But I just had to know.”

The man took the paternity test and learned he wasn’t the child’s biological father.

“I’m devastated. This doesn’t change how I feel about my son,” he wrote. “He’s my whole world and he’s innocent. But boy, does it hurt. There’s so much going on in my head right now. I haven’t stopped crying. Thank god my son is at my parents' place for the day. I’d hate for him to see me like this.”

Facing a pain nearly too much for him to bear, the only outlet he had at the moment was reaching out to Reddit to find some solace. “I just needed to let this all out. Don’t have it in me to tell anyone in my life about this right now,” he wrote.

The commenters send him hundreds of messages of support to get him through the shock of first learning the truth about his family.

dna test, paterneity test, sad dad

A depressed man sit on the couch.

via Alena Darmel/Pexels

The most popular message was straightforward and honest. "All your feelings are valid, a lot of people will react with some kind of toxic positivity to things like these. Your feelings are valid. Each and everyone," femunndsmarka wrote.

Another commenter added that someday, his son will appreciate how he stepped up and did what was right in a very trying circumstance. “He is going to find out the truth one day. Imagine how much more he will love you knowing you didn’t leave him, even though he wasn’t yours,” ImNotGoodatThis6969.

Another commenter provided valuable insight from the son’s perspective.

"As an adopted child, I just want to thank you on behalf of your son. I deeply believe it changes nothing, family is not about blood, its about who you love, want to have by your side, and care for the most. Sending hugs, strength and gratitude," Mariuuq wrote.

The father at the heart of this story is understandably devastated because his life was upended almost overnight. But the hope in the story is that his trials also taught him a powerful truth—his love for his son goes much deeper than blood.


This article originally appeared on 9.28.23



A woman keeping herself from dropping truth bombs.

For most of us, there is an enormous chasm between what we think and say aloud. Comedians, artists and writers have the privilege of being able to speak their minds publicly, but for most of us, it’s hard to find the right time to be brutally honest.

That causes a big problem because many of us are tortured by thoughts and feelings that we think may be inappropriate. When, in reality, many folks feel the same way, they just can’t share them either.

That’s why the internet is so awesome. It gives us a place to be honest and share what we wouldn’t discuss at a polite cocktail party.


A Redditor named Fastenbauer asked folks on the AskReddit forum to share something that “everybody knows” but “nobody says aloud,” and it received over 3,500 responses. Many revolved around ways life is inherently unfair and how human civilization is more precarious than we’d like to admit.

Some of the ideas the posters shared are a little dark, but that’s okay if it lets some people know they're not the only one who thinks that way.



Here are 15 things that everybody knows but nobody says out loud.

1. Sane parents are a privilege

"Having mentally sane parents is one of the most important privileges in life, yet it isn't talked about nearly as much as race, class etc."

"I don’t think that people who do have mentally sane parents know this or will ever truly understand this."

2. Friendships are fragile

"Some friendships only last as long as they're convenient or beneficial."

"Not all friendships need to be deep and permanent. I don't stay in touch with most of my friends from my former job, but that doesn't mean we weren't friends. If circumstances brought us together again, we'd probably easily continue where we left off."

3. Looks matter

"Looks do matter, and they matter a lot."

"As someone that went from a chubby neckbeard gamer type to a ripped athletic type that actually does skincare and grooming...yeah, yes it does and a lot. It is a night and day difference the way people interact with you."

"Looks determine whether you will get a job, If you can get a date or If a person in public will be nice to you or give you contempt and definitely how people perceive you."



4. Money matters

"And it does buy happiness. Yeah, there are diminishing returns after a certain amount, but more money usually means a happier individual."

"This is because money means financial security. Buying food when you're hungry. Having a home without fear. Freedom to travel an appreciable distance. Not having to worry so much about personal life changes like job loss, pregnancy, or health problems."

5. Flattery works

"Flattery will, in fact, get you everywhere."

"Yeah, you might be the most skilled person in your field, but at some point, you WILL have to play along if you want to get a better salary/position/situation."

6. Being alive is strange

"That being alive at all and conscious is just really, really weird."

"It's like when you wake up from some messed up dream and think, 'What the hell was that? Thank god I'm back in the real world,' only to then realize that you still really have no idea what's going on and never can or will know."

"Why is there anything at all? Seems more probably there would be absolutely nothing. No stuff, life, atoms, etc. everything just never having ever existed. Why is there anything at all?"



7. We all have dark thoughts

"We all have dark thoughts that we don't act on."

"Learning the name for this (intrusive thoughts) and that it's not uncommon was such a huge relief. I love the internet."

8. Emotional intelligence is underrated

"Something I’ve noticed among colleagues is that the ones with strong EI/communication are the ones that are thriving in this difficult market. The soft skills are HUGE and unfortunately only business students learn about it."

"Most people don't even know what it is, and when you tell someone they don't have it, they get angry with you because of it... showing they don't have it."

9. Adulthood doesn't exist

"We are all just kids walking around in grown-up bodies."

"I’m 50. Looking around and NOT seeing any grown-ups is terrifying"

10. Nothing really matters

"Our world is a house of cards. It’s all meaningless, but we all rely on the structure, so no one wants to knock it down."

"The idea of meaning was created by us. There is no meaning or value inherent to anything. We make things have meaning or value through our biased perception."



11. Do you really care?

"When someone asks 'How are you?' they don't actually want to hear how you are."

"The thing is, it’s not actually a question. It’s a polite, perfunctory greeting disguised as a question. And the appropriate counter-greeting is something along the lines of, 'Fine, thanks. And you?' Answering honestly isn’t being radically honest. It’s just messing up the flow of the greeting."

12. Luck is huge

"Everybody knows that success often comes from luck and timing, but we rarely admit it. We prefer to believe it's all hard work and talent."

"To credit something other than hard work is to admit that people aren't fully in control of their own circumstances, which breaks the whole 'work hard, get ahead' schtick."

13. People who get paid the least do most of the work

"Anyone working a fast food job is working way harder than most of us."

14. We're trying our best

"No one actually knows what they're doing. We're all just trying our best."

"Been working at a cellphone retailer for 2 months now and it’s amazing how many guys have been here for years and literally have no idea what buttons do when they’re pushing when doing a sale. There’s maybe one or two that actually understand what they’re doing."

15. Complaining vs. fixing

"Most people spend their time complaining about things out of their control rather than fixing things in their control."

"Also why people get annoyed when you point out solutions, because they tend not to want to focus on solutions to their problems. Only venting about them."