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People share the most hilariously out-of-touch advice given for saving money

'If you think gas is too expensive, just buy an electric car.'

Photo by Andre Taissin on Unsplash

People share out-of-touch money advice.

People have all sorts of advice on saving, and when doling it out, money experts often overlook those living paycheck to paycheck. I saw one of these experts on television recently saying people should have three separate savings accounts for their home expenses—one each for appliances, furniture and home repairs. These in addition to your emergency savings fund and likely your regular savings account. The advice, while acceptable for some, is comical for the rest of us. For even more hilarious money advice, people on Reddit came up with some doozies.

Reddit user u/Salazard260 posed the question "What's the most comically out of touch 'advice' you've been given by someone wealthier?" Most of the responses were eyebrow-raising, and if you've ever been poor—whether it be working poor or below poverty line poor—the advice was hilarious. User blezmalfoy said they were told, "That I need to buy several apartments and rent them out. Unfortunately, he did not tell me where to get money to buy several apartments." You do have to wonder, where does one simply get money to buy multiple apartments? Maybe the money tree our parents told us didn't exist is actually in a forest of other money trees and we just don't know it.

Remember the controversy several years ago when a financial advisor told millennials to stop buying coffees and avocado toast in order to afford purchasing a home? This approach may work for some people who might save a couple hundred dollars by the end of the year, but it's hardly enough to make a downpayment on a new house. It makes you wonder how much this person thinks lattes cost.

Screenshot from Reddit

The Lending Club reported that in June 2022, 61% of Americans were living paycheck to paycheck, and the Census Bureau states that 11.4% of Americans were living in poverty in 2020. People in these two categories don't have any room to save for a rainy day when they're focused on surviving until payday, so the advice given from people far removed from the poverty line can seem a little tone deaf.

In the Reddit thread, a commenter explained advice given to them when they complained of gas prices. "If you think gas is too expensive, just buy an electric car." They lamented, "If I'm unable to pay $50 for a tank of gas, I'm certainly not going to be able to buy a new car, whether it's electric or not."

Another user was told, "Start putting money away for retirement now asap!!" To which the commenter responded, "my brother in christ i cant even put money away for Christmas presents."

Screenshot from Reddit

The one that takes the cake is a commenter who revealed his college roommate said, “When your parents send you your allowance each month, just set a thousand aside each time.” I bet this commenter never thought to do that. Also, how much are wealthy people sending their kids to college with? The way prices are right now, my children will be sent off to college with a box of ramen and a crisp $5 bill.

The thread is full of real-life experience and responses that will make you chuckle, especially if you grew up less wealthy or are currently poor. Starting a business and buying rental property costs money, as does paying off all of your debt to free up money to save. It would seem that most people understand that concept and yet it appears to be lost if you're reading the encounters on Reddit.

Just know, if you truly want to save money, quit your job and take a six-month sabbatical to wait for the perfect idea to come to you. I'm kidding. Don't do that.


This article originally appeared two years ago.

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Humor

Irish man left a hilarious NSFW recording to be played at his burial

The cheeky grandpa had mourners giggling at his gravesite.

Irish Daily Mirror/Facebook

Shay Bradley literally had the last laugh at his own funeral.

Generally speaking, funerals are thought of as solemn occasions. Even when someone requests that their send-off be a celebration of their life, people still cry and express sadness at the loss. Nothing wrong with that—it's hard to say goodbye to someone we care about.

Sometimes, though, a person manages to break through the heaviness of their own passing to make their mourners laugh. It takes some forethought—and a unique personality—to pull off such a feat, but when it happens it's delightful. One such feat was expertly executed by Shay Bradley, a Dublin grandfather and a prankster who literally had the last laugh when he prerecorded a message to be played while his family and friends gathered at his gravesite.

As mourners stood around the burial plot into which Bradley's casket had been lowered, bagpipes started to play. Then suddenly, a voice called out "Hello?" followed by a knocking sound—seemingly coming from the casket.

The knocking continued, as Bradley called out "Hello? Hello? Let me out, it's f*cking dark in here! Let me out. Is that the priest I can hear?"

Bradley's f-bomb-laced recording making it sound like he was alive in his casket made his loved ones laugh. And when he launched into a rendition of Neil Diamond's "Hello Again," even those who appeared reticent to laugh at least cracked a smile.

Bradley's daughter Andrea originally shared the video on Facebook, writing "My dad's dying wish, always the pranksters, ya got them good Poppabear. And gave us all a laugh just when we needed it!!"

Bradley's wife, Anne Bradley, told Bored Panda that he had made the recording over a year before he died, but she didn't know about it until the day before the funeral. Only the closest family members knew it was going to happen, so most were caught by surprise.

“Shay was a prankster, always thought outside the box and wanted to leave his family laughing,” Anne said. “He was a larger than life character and sadly missed by anyone who knew him,” she concluded.

The video originally went viral in 2019 but has gotten new life thanks to shares on TikTok and Reddit this week. People love the story for the message it sends: Go out making people smile.

"This dude gets it," wrote one Reddit commenter. "I want my funeral to be a party so people remember the good times."

"He went out with laughter," wrote another, "that’s a gift not every person can have."

"This made me cry because it is such a selfless act to want to comfort your loved ones with humor one last time," wrote a TikTok commenter. "I’m sure they miss him deeply."

Indeed. Humor can help people cope with grief. What a gift to his friends and family to make them laugh in remembrance as they bid him farewell.


This article originally appeared two years ago.

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This 4-year-old’s reaction coming home from school is all of us after a long day

He is not shy about expressing his exhaustion.

My Wild Child Jude|TikTok

This 4-year-old's reaction is all of us after a long day

There's one thing you can say about little kids that's pretty consistent no matter who the kid is, and it's that they're brutally honest. Whether you have something stuck in your teeth or you've gained weight, a small child will inform you - loudly, and usually in front of others. But one preschooler's moment of honesty is going viral for how relatable it is.

An exhausted and cranky 4-year-old named Jude has had enough. The little boy had just gotten home from school when he must've been asked something before the camera started rolling because his response was a #same moment.

"Listen. No, do you hear me? I'm cranky, I'm tired, I worked hard at school," Jude says to his dad.

Jude's mom, Amber Tinker uploaded the video to TikTok where it went viral with over 14 million views and over 1.5 million likes. The tiny grumpy human was clearly not interested in whatever shenanigans his dad was up to and he let him know it.

Jude's dad, Justin Tinker was attempting to tease the boy about messing with him later but Jude was having none of it. The preschooler quickly repeated that he was cranky and tired after working hard at school. He mumbles something as he walks towards a barn when his dad stops him.

"I've already got everything fed and watered. I already got the eggs, I did your job cause I knew you was tired," Justin calls out.

Though his dad did his chores for him, Jude still didn't feel like he got his point across because later in the video he repeats how cranky and tired he is. Both of his parents explained they also worked hard today and were tired but it was obvious that Jude out tired them all. In the end he declared he was getting a bath tonight. Maybe his mom will bring him a cold Capri Sun and light some candles while he soaks in a bubble bath. Preschool must be rough these days.

Watch the whole video below:

@judemywildchild

This boy has had enough! #HeyJude #Cranky #Tired #kidsoftiktok #Funny #Viral

This article originally appeared in October.

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Motherhood

Watch this mom accurately predict every adorable thing her toddlers say

My favorite is "Oh, yeah, pancake time!"

haileyosbrne/TikTok

Funny things start to happen when you live with people. You notice their patterns, words and phrases they use over and over, their behaviors. Sometimes those things rub off on you and affect your personality. Other times, you just start to know them so well you could almost literally finish their sentences.

Nowhere is this more true than for people with young kids. Children have no filter, very little inhibition, and terrible self-awareness — so they tend to do and say a lot of the same things repeatedly.

One mom on TikTok capitalizes on her intimate knowledge of the inner working of her kid's brain in a series of hilarious TikToks.

Hailey Osborne's videos, aptly named "Predicting everything my toddler says!" border on demonstrations of paranormal psychic powers.

They're also absolutely hilarious.

When she tells her daughter "It's snack time, sis," Hailey immediately mouths along with perfect synchronization as her toddler responds, "What kind of snack?"

At the zoo, she points out a snake, then accurately predicts — "It's kinda spooky!"

For breakfast, "I'm gonna make some pancakes." The response? "Oh yeah, pancake time!"

You've got to watch the whole series. Hailey's prediction skills are pretty amazing (though she also posts plenty of hysterical fails), but the joy and love you see on her face throughout the entire series will make it the best thing you watch all day.

@haileyosbrne

Last one is still my favroite👶🏻😭 haha here are this weeks predictions! I added a few from the last video that got taken down😒 #momlife #sahm #momsoftiktok #toddlermom #momtok #mom #funnytoddler #toddlermom #toddlers

Hailey's viewers are obsessed with the series.

Every time Hailey posts a video, the comments pour in:

"You're so attuned to your children! Love it!"

"In case no one has told you today... You are a great mom."

"I love this. You know your babies so well!"

"That's the sweetest thing I ever saw."

One thing almost everyone seems to admire is how Hailey gets amazing content out of her kids without hardly ever showing their faces. It's awesome to see a parenting influencer crushing it without completely sacrificing the family's privacy!

@haileyosbrne

The last one is my favorite hehe love my girl! #momlife #mom #sahm #momsoftiktok #toddlermom #toddlers #funnytoddler



As much as I love watching the videos, personally, what I really want to do is try this at home.

The "psychic connection" demonstrated in Hailey's videos is actually a documented scientific fact — and it's something you can work on.

A fascinating recent study out of the University of Washington took incredibly detailed brain scans of mothers and their 5-year-old children. It showed that during some interactions, the neurons in both mother and child's brain appeared to behave in the exact same way "doing a dance together at the same rhythm at the same time in the same places in these two brains.”

When babies sync their brainwaves to their parents (mostly mom), it helps them learn to interpret social cues and develop crucial socio-emotional skills.

For example, the stronger the link between brains, the more likely a baby or young child is to take social and emotional cues from mom. In one study, researchers had moms react positively or negatively to toys. Kids with strong synchrony with mom were more likely to react the same way.

And if you're looking to strengthen your neural synchrony with your own baby? Try making lots of eye contact.

Sharing lots of eye contact from a young age means that you, too, one day may be able to predict every word out of their mouths!

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