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Her credit was an obstacle to buying a house. Here's how she fixed it.

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Karleh Wilson didn't know she had a credit problem until she wanted to buy a house.

Karleh and her fiancée, Kareem, have been living in a rented 3-bedroom home with their daughter, Kaari, in Philadelphia. But when they realized how much money they were forking over in rent that wasn't going towards any long-term investment, they decided to start the process of purchasing their first home.

Karleh researched what she'd need to make that happen, and found out she'd need a credit score of at least 650. However, when she looked at her free credit report, she found out her credit score was a dismal 315. So, in order to get a mortgage, she'd have to find a way to at least double her score, and hopefully get it even higher to land a competitive interest rate.

Karleh Wilson. All photos via Upworthy.

Karleh is a smart and responsible person. She went to an Ivy League school. So how did she end up in such a terrible credit situation?

It came down to an oversight that she made while she was in college.

She had gotten a card at a department store not realizing it was a credit card.

"I remember being in college and getting my first credit card," says Karleh. "I also remember being confused about the difference between a credit card and a store card. At that point, I was still getting used to using a bank account, much less navigating the complicated world of consumer credit."

Since Karleh didn't realize the retail card was actually a credit card, she had been missing payments for quite some time, which ultimately had a negative effect on her credit score.

Like many college kids, she didn't have the financial education to fully understand how credit worked. Karleh's dad feels that he bears some responsibility for that fact. "That's not stuff you talk about in the family," says Karleh's dad. "You don't want to put that stress on your child."

Karleh's dad.

Thankfully, Karleh was able to turn her credit score around with some diligent research and new habits.

She was embarrassed by her low score, and she and Kareem want to raise Kaari in a financially secure household.

Her dad was a big cheerleader throughout the process. He told Karleh she could turn her credit around, and said it with such confidence that she believed him.

Karleh started paying all of her bills on time. She got a credit card that was built for people with poor credit, used it for all of her purchases, and payed it off in full every two weeks. "That really drove my credit through the roof," she says.

"At this point, I've gotten my credit in a really good situation," Karleh says, "and now I'm approved for a mortgage."

At 24 years old, Karleh has gotten her credit under control and will soon be closing on her first home. In addition, she'll be providing a financially savvy example for her daughter, and her dad couldn't be more proud.

To learn more about Karleh's financial journey, check out this video:

She didn't know she had a credit problem until she wanted to buy a house.
Posted by Upworthy on Monday, November 26, 2018
Joy

Teacher goes above and beyond for a biology lesson by wearing an anatomically correct suit

That's one way to keep students engaged!

@mikemoratinos/X

Veronica Duque wearing her famous anatomy suit

Being an educator in the American public school system is one of the hardest jobs in our nation. Not only is the work itself challenging, but with constant battles for educational funding and a student body increasingly tethered to their electronic devices, most teachers in America and around the world are navigating uncharted territory when it comes to finding ways to keep their students engaged in their studies.

And that's why when Verónica Duque came across a form-fitting, anatomical bodysuit while doing some online shopping, she thought it would be perfect visual aid to convey vital information (pun intended) to her students in Spain, in a way they'd actually remember.

Turns out, the entire internet would remember it too.

Duque's husband tweeted a collage of images from the classroom lesson, which quickly went viral, with nearly 70,000 likes. Loosely translated, the tweet from her husband Michael reads: "Very proud of this volcano of ideas that I am lucky to have as a wife. Today she explained the human body to her students in a very original way. Great Veronica !!!"

In an interview with Bored Panda, Duque explained the thought process that led her to presenting her third-grade-class with a unique approach to learning.

"I was surfing the internet when an ad of an AliExpress swimsuit popped up," she said. "Knowing how hard it is for kids this young to visualize the disposition of internal organs, I thought it was worth giving it a try."

anatomy, anatomical suit, teachers, science, cool teachers, science class, amazonThis is a teacher who cares. assets.rebelmouse.io

Online retailers like Amazon have a number of similar anatomical bodysuits for sale. While most people apparently purchase them for Halloween costumes or as gag gifts, it's now likely that Duque's viral moment will inspire some other educators around the world to take a similar approach to teaching the body basics to their students.

anatomy, anatomical suit, teachers, science, cool teachers, science class, amazonHalloween costume, check. Amazon

While some on Twitter were critical of the suit, the vast majority have praised Duque for her innovative approach to teaching. And the anatomical bodysuit is reportedly far from her first creative endeavor in the classroom.

"I decided long ago to use disguises for history lessons," she told Bored Panda. "I'm also using cardboard crowns for my students to learn grammatical categories such as nouns, adjectives, and verbs. Different grammar kingdoms, so to say."

And when it comes to the inevitable, made-up controversy that tends to latch itself onto virtually anyone that goes viral, Duque said she says there's another far more controversial stereotype she hopes her brief moment of fame will help address.

"I'd like society to stop considering teachers to be lazy bureaucratic public servants," she said. "We're certainly not." Get this teacher a raise!

What really works about Duque's presentation is that it engages students in a sensorial experiences, which helps lessons stick (and let's face it, anything that engages he sense nowadays is a godsend). But there are other methods teachers/parents can try that don't involve wearing a suit with guts on 'em.

Here are some suggestions for hands-on "DIY experiments", courtesy of the Little Medical School website:

1. Building the respiratory system by creating a model lung with straws, balloons, bottles, and duct tape

- YouTubewww.youtube.com

2. Sculpting Body parts with Play Doh

(Grab free printable mats on 123Homeschool4Me)

- YouTubewww.youtube.com

3. Build a functioning heart model

- YouTubewww.youtube.com

Of course, these lessons are a little more geared towards younger students, but at the same time, it could provide some inspiration for how to get students more involved in their own learning, just like Duque did.

This article originally appeared six years ago.

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Culture

Awesome video shows why almost everyone used to wear hats and then suddenly stopped

Everything suddenly changed around 1960.

via Warmbru Curiosity/YouTube

When did everyone stop wearing hats?

If you see old newsreel footage of men in the office or on commuter trains from the advent of the motion picture camera to the early ‘60s, nearly everyone is wearing a hat. Hats were just as common for women in that era. For a woman to go out without a hat in the first half of the 20th century was akin to going out without clothes.

The funny thing is that everyone’s headgear is so similar in the old-timey footage that it makes previous generations look like big-time conformists. Then, in the early ‘60s, everything changed, and men and women started to go out in public with their hair exposed. Why did such a big aspect of fashion seem to change overnight?

Warmbru Curiosity investigated the question recently in a popular YouTube video. Warmbru’s channel is a lighthearted look at some of the more unusual people and events from our history and how they have influenced the world in which we live.

- YouTubewww.youtube.com

Why did people stop wearing hats?

Warmbru says fashion changed dramatically after World War II, when people in developed countries began to care less about expressing their social status. “This was especially true among the younger generation the rise of youth culture in the 1950s and 1960s emphasized rebellion against traditional norms, including formal dress codes,” the YouTuber says.

Mad Men, Don Draper, Jon Hamm, hats, mens fashion, men's hats, 1950sDon Draper from AMC's "Mad Men" Image via "Mad Men" AMC

Another big reason for the change in fashion was technology. Cars became the preferred mode of transportation for many after World War II and indoor environments became more hospitable. “People spent far less time exposed to the elements as people increasingly moved to urban areas and started using cars,” Warmbru says. “The practicality of wearing hats diminishes. Hats can be cumbersome in cars and on public transport, improvements in heating and air conditioning reduce the need for hats to provide warmth.”

Warmbru adds that President John F. Kennedy, elected in 1960, rarely wore a hat and his decision to go bareheaded became associated with modernity. Further, in 1963, the mop-topped Beatles proudly flaunted their hatless heads as they shook them while singing, “Wooooo.” Hat-wearing among women began to decline around the same time as the restrictive and complex headgear clashed with the burgeoning women’s liberation movement.

Kennedy, John F. Kennedy, Jackie Kennedy, hats, men, men's fashion, 1960's, 1950'sJohn F. Kennedy with his family Image via Wikicommons

The decline in hat purchases meant that manufacturers closed and the headgear became harder to come by. This reduced availability further contributed to the decline in hat-wearing. As fewer people wore hats, there became a greater demand for high-quality hair products and services. “Why spend a fortune at the hairdressers or the barbers just to cover the end result with a hat?” Warmbru asks.

Ultimately, there were many reasons why people stopped wearing hats. It appears that it was a combination of technology, influential people such as Kennedy and The Beatles, and the overwhelming mood of change that swept most of the Western world in the 1960s. But if one thing is true about fashion, it goes in cycles. So, it seems that hats may be ready for their big comeback.

This article originally appeared last year.

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Pets

Pass down the crown, Labradors. America has a new favorite dog breed.

After 31 years of Lab dominance, the American Kennel Club named a new top dog.

Photo via Pixabay

Poor, sad Labrador Retriever.

The dog world shifted in 2022 as the sweet-faced, loveable Labrador Retriever was toppled as America’s favorite dog breed. The breed best known for having a heart of gold was replaced by the smaller, more urban-friendly French Bulldog.

According to the American Kennel Club, for 31 years, the Labrador Retriever was America’s favorite dog until it was eclipsed in 2022 by the Frenchie. The rankings were based on nearly 716,500 dogs newly registered in 2022, of which about 1 in 7 were Frenchies. Around 108,000 French Bulldogs were recorded in the U.S. in 2022, surpassing Labrador Retrievers by over 21,000.

The French Bulldog’s popularity has grown exponentially over the past decade. They were the #14 most popular breed in 2012, and since then, registrations have gone up 1,000%, bringing them to the top of the breed popularity rankings.

The AKC says that the American Hairless Terrier, Gordon Setter, Italian Greyhound and Anatolian Shepherd Dog also grew in popularity between 2021 and 2022. As of 2024, Frenchies are still America's top dog three years running.

The French Bulldog was famous among America’s upper class around the turn of the 20th century but then fell out of favor. Their resurgence is partly based on several celebrities who have gone public with their Frenchie love. Leonardo DiCaprio, Megan Thee Stallion, Alexandra Ocasio-Cortez, Reese Witherspoon and Lady Gaga all own French Bulldogs.

The breed earned a lot of attention as show dogs last year when a Frenchie named Winston took second place at the Westminster Kennel Club Dog Show and first in the National Dog Show.

The breed made national news in early 2021 when Gaga’s dog walker was shot in the chest while walking two of her Frenchies in a dog heist. He recovered from his injuries, and the dogs were later returned.

They’ve also become popular because of their unique look and personalities.

“They’re comical, friendly, loving little dogs,” French BullDog Club of America spokesperson Patty Sosa told the AP. She said they are city-friendly with modest grooming needs and “they offer a lot in a small package.”

They are also popular with people who live in apartments. According to the AKC, Frenchies don’t bark much and do not require a lot of outdoor exercise.

The French Bulldog stands out among other breeds because it looks like a miniature bulldog but has large, expressive bat-like ears that are its trademark feature. However, their popularity isn’t without controversy. “French bulldogs can be a polarizing topic,” veterinarian Dr. Carrie Stefaniak told the AP.

american kennel club, french bulldog, most popular dogAn adorable French Bulldogvia Pixabay

French Bulldogs have been bred to have abnormally large heads, which means that large litters usually need to be delivered by C-section, an expensive procedure that can be dangerous for the mother. They are also prone to multiple health problems, including skin, ear, and eye infections. Their flat face means they often suffer from respiratory problems and heat intolerance, and Frenchies are also more prone to spine deformations and nerve pain as they age,

While they're friendly, they can also be stubborn and may require more training than the average dog. Overall, however, the AKC says that French Bulldogs are good for families with children due to their laid back, social nature and lack of aggression.

french bulldog gifofdogs GIF by Rover.comGiphy

Here are the AKC’s top ten most popular dog breeds for 2022.

1 French Bulldogs

2 Labrador Retrievers

3 Golden Retrievers

4 German Shepherd Dogs

5 Poodles

6 Bulldogs

7 Rottweilers

8 Beagles

9 Dachshunds

10 German Shorthaired Pointers

Part of the reason the 2022 list was so noteworthy was the change at the top, as these lists don't tend to change much year to year. In fact, the 2024 Most Popular Dog Breed list looks very similar to 2022, with no change at all in the top five spots and the next five spots only changing in order. In 2024, Dachshunds came in at #6, Beagles at #7, Rottweilers at #8, and Bulldogs at #9. German Shorthaired Pointers stayed the same at #10.

So congratulations, Frenchies for keeping your top dog spot for the third year in a row.

This article originally appeared two years ago.

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Parenting

Millennial woman's attempts to teach her boomer mom 'gentle parenting' is cracking people up

“I stand with grandma.”

@thedailytay/TikTok

“I don’t even know my plan! Do you know your plan?!”

Gentle parenting has been the anxious millennial antidote to the trauma caused by their boomer parent’s not-so-gentle approach to raising kids. This new wave of parents have become determined to not let history repeat itself, to usher in a kinder, more emotionally secure, more confident generation of humans.

And while that intention is certainly admirable, perhaps we millennials, with all our self-deprecating humor, can also laugh at ourselves a bit with just how gentle we strive to be.

gentle parenting, parenting, parenting advice, Boomers, Gen X, Millennials, parenting hacksA grown woman and her motherImage via Canva

A fun, tongue-in-cheek and instantly viral video created by 37-year-old mom of two Taylor Wolfe can help with that.

The clip, which racked up 5.8 million views in less than 24 hours, shows Taylor trying to teach her boomer mother Sandy Wolfe all the ins-and-outs of gentle parenting so that she may use these more compassionate tactics on her grandkids.

@thedailytay GENTLE HANDS. 🙃🫶🏻🤭❤️ #fyp #millennialsoftiktok #momsoftiktok #gentleparenting #parentsoftiktok #foryoupag #comedyvideo ♬ original sound - TaylorWolfe


Let’s just say, many found her failed attempt completely relatable, not to mention hilarious.

Sandy’s well intentioned “Be careful!” to her granddaughter gets met with Taylor saying, “We don’t say ‘Be careful!’ anymore. Instead say, ‘What’s your plan here?’”

“I don’t even know my plan! Do you know your plan?!” Sandy retorts.

Cut to: Sandy says “Stop. Don’t hit your sister.” Suddenly Taylor pops up from behind a corner to instruct: “Don’t say, ‘Stop,’ say, ‘Gentle.’”

“‘Gentle’…what?” asks a confused Sandy.

“‘Gentle hands,’” quips Taylor, adding. “‘Gentle’ everything.”

gentle parenting, parenting advice, parenting, parenting hacks, Boomers, Gen X, Millennials, mothers, daughtersAn adult woman and her older motherImage via Canva

Sandy can’t even catch a break when she says “I’m so proud of you.” because, as Taylor explains, “you’re not supposed to tell kids you’re proud of them anymore. That’s putting the focus on you.”

Then a classic comedy of errors ensues as Taylor advises Sandy to say “you should be so proud” and Sandy replies “I AM so proud!”

Viewers could help but laugh at their own perhaps overzealous attempts to bring gentle parenting into their life.

“I tried to gentle parent this morning but it turned into ‘OMG GET YOUR FORKING SHOES ON,”” one person wrote, while another added, “I always started with the Mary Poppins approach but sometimes you need to elevate to Judge Judy.”

Others felt like this perfectly depicted how gentle parenting sometimes misses the mark.

“I’m feeling anxious after observing gentle parenting,” one person wrote.

Another simply said, “I stand with grandma.”

This isn’t the first time Taylor and Sandy have given us a good chuckle comparing their different parenting styles. Here’s another funny video from August of 2023 where Taylor is flabbergasted to hear how her mother managed without Google:

Listen, gentle parenting is great for providing parents more mindful, less reactive responses to their kids, which can do wonders for everybody. But there’s also something to be said for not getting so wound up in the minutia of every parent-child interaction, thinking anything and everything could be threatening to a child’s development. As with anything, balance—and a sense of humor—is always key.

Follow along on more of Taylor’s fun and relatable content on TikTok.

This article originally appeared last year.

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Modern Families

'SAHMs Listen up!': Texas UPS driver has pointed message about stay-at-home moms and entitlement

“You are so privileged to have a person who is willing to provide such a carefree life for you.”

via J.R. Minton (used with permission)

A Texas UPS driver has a strong opinion on stay-at-home moms.

J.R. Minton, a 33-year-old UPS driver from the Dallas, Texas area, ruffled some feathers recently with a viral TikTok video titled “SAHMs Listen up!” that begins with him asking, “I mean, how entitled could you be?” At first, Minton appears to fail to appreciate the enormous amount of emotional, mental, and physical labor that stay-at-home moms provide.

“I truly cannot imagine the amount of arrogance you must have to sit there and complain when you are so privileged to have a person who is willing to provide such a carefree life for you,” Minton continues. “Let’s get real! What do you do all day? Your spouse is taking care of everything so you can take care of one thing. How complicated could it be: all you do is go to work?”

At this point, legions of stay-at-home mothers and those who love them considered trucking themselves to Dallas to find this unappreciative UPS driver. However, it was soon apparent that Minton was referring to himself.

@minton__jr

Grow tf up—You should be doing more. #sahm #sahmlife #momlife #mom #momsoftiktok #sahmsoftiktok #sahmtok #momtok

“For 10 hours a day, you get to live the life of a single, childless, carefree man because your wife was willing to take the financial risk of allowing you to be successful in your career while she takes care of everything else,” he continues. “She provides childcare services, home cleaning services, medical services, food services, scheduling services, and a list that goes on and on. And you provide... a paycheck? And you have the nerve to call yourself the provider! What is it going to take for you to realize that, bro, everything you have in your life is because of a stay-at-home mom.”

The commenters on the video breathed sighs of relief and then praised Minton, a father of 4, for publicly appreciating his wife’s work.



"My sleeves were rolled up, earrings were off, hair tied up.... I was so ready...." one commenter joked. "I thought I landed in enemy territory for a min..." another added. "You have just made me realize after all these years that *I* am the freaking provider and that feels amazing,” a stay-at-home mother wrote.

People appreciate Minton’spost because he praised stay-at-home mothers and placed his wife’s work above his, which he characterized as merely bringing home a paycheck. Minton has one job, delivering packages, but as he noted, his wife is an expert in over five different professions. In a world where stay-at-home moms are fighting to be seen as equals to their working spouses, Minton places them on a pedestal and owes his “carefree life” to them.

"Married life, with children, is bound to be chaotic," Minton told Upworthy. "It’s bound to have its ups and downs; It’s made me question myself a thousand times. However, the marriage my wife and I share has given me the space to find peace."

Minton may be sharing an opinion we don't hear often enough, but he doesn't think he's the only one who thinks that way. "The last thing I am is rare or unique. There’s nothing special about the way that I feel or the things that I say. I have the same thoughts, feelings, frustrations and problems that any other husband or father might be struggling with," he told Upworthy. "The only difference that might be apparent is how I choose to react to the same situations any other man might encounter."

This post isn’t the first time Minton has pulled the bait and switch on his followers. Last year, he made a video where he appeared to take pride in the fact that he never “helps” his wife with chores.

The twist in this video was that he doesn’t “help” his wife with chores because they are also his responsibility. "Because I do what I am supposed to do as a father and a husband. I cook. I clean. I do the laundry. I take care of the kids. I can't help my wife do those things because they are my job, too,” he reveals.

He then urged men to change their perspectives on how they view stay-at-home moms. “Change the way you speak, change the way you think, and grow the f*** up and be a man," he added.

This article originally appeared in January

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