upworthy

Policy

Policy

Unique visualization of the wealth gap shows what your salary looks like stacked in $5 bills

This eye-opening visualization makes income inequality impossible to ignore.

Greg Sullivan

These stacks are easy enough to grasp, but the two in the back will blow your mind.

There comes a point in many conversations when numbers all just start to lose meaning. The nearest star is, however, many gazillion miles away. The national debt is, however, many tens of trillions of dollars. None of it really makes sense.

We can't really understand numbers at this scale, which is a problem because numbers matter when it comes to things like policy decisions and economic justice. If we can't truly understand the scale of an issue like income inequality, how can we even begin to address it? And income inequality is an issue that needs to be addressed.

The value of a stack of fives

A stack of five dollar bills worth $1,000. At just under an inch tall, a thousand dollars in fives is pretty easy to get your head around. Greg Sullivan

A five-dollar bill is still enough to buy a cup of coffee in most places. Stack 200 of them together, and you have a thousand dollars, which is just under an inch tall. That will be our basic unit of measurement as we climb the economic ladder. It's something tangible that we can understand easily.

Minimum wage: barely scraping by

The federal minimum wage in early 2025 is $7.25 an hour. Someone working full-time at this rate earns $15,080 a year—a stack of fives about 13 inches tall. This number hasn't changed since 2009, and in inflation-adjusted buying power, it's the lowest it has been in 66 years.

The wealth gap visualized in stacks of $5 bills Greg Sullivan/Upworthy

A two-adult household working full-time at minimum wage earns $30,160, which is just above the poverty line of $24,860—a stack of about 21 inches. People living at this level will struggle to get the basic necessities of life, and even a minor setback can be devastating.

The median full-time worker: financial stability with limits

$57,000 stacked in fives is 4 feet tall.The median American worker earns a stack of fives about 4 feet tall. Find a hard hat!Greg Sullivan

The median annual income in the united states was, as of 2024, about $57,000. This translates to a stack of five-dollar bills just over four feet tall. Depending on where a person lives, they can get by pretty comfortably, but things are still financially precarious. Good luck saving up or surviving a layoff.

Interestingly, this stack of fives is tall enough that, according to OSHA guidelines, you should wear safety gear when working here.

High earners: entering serious money

Towering 19 feet up, a quarter million dollars is a lot of money.At $250,000 a year, this stack is enough to endure most of life's typical challenges. Greg Sullivan

Hitting an annual income of $250,000 puts you in the “high earner” category. That’s an 18-foot stack of fives—taller than a two-story house.

Among the fun ways you might get yourself a stack like this are being a drone light-show operator, a high-end stylist, or maybe playing on an NFL team’s practice squad. That’s right… the practice squad will get you about $250,000 a year. Nice work if you can get it!

A millionaire’s earnings: wealth that withstands crises

A million stacked in fives is over 70 feet tall.Getting to the top of a million dollars worth of fives is the sort of problem you can solve if you earn this much. Greg Sullivan

A quarter-million dollars is a lot of money, but it's never been the ultimate dream. After all, the show wasn't called Who Wants to Be a Quarter Millionaire. For generations, a million dollars has held a mythical status. But if you had won that prize on Who Wants to Be a Millionaire’s first season in 1999, today it would be worth only about $550,000 after adjusting for inflation.

A million dollars in five-dollar bills would stack up to about 72 feet. At this level, financial setbacks aren’t life-ruining. If you're taking home this much money a year, inflation or not, you probably live a very enviable life.

A billionaire: money beyond comprehension

A club of billionaires standing atop their wealth. Much like climbing Mount Everest, being a billionaire was something very few people had ever done. Now it's nearly common. Greg Sullivan

A new class of Americans is emerging, and people are starting to take notice. These individuals haven’t just achieved the American Dream of a million dollars, they’ve surpassed it by over a thousand times.

A billion dollars stacked in $5 bills would reach 13.5 miles into the sky, towering higher than Mt. Everest.

In 1916, John D. Rockefeller became the first billionaire in U.S. history. Today, there are 737 billionaires in the country. In the past four years alone, 123 more have joined their ranks, that’s one every 12 days.

Elon Musk: wealth at an astronomical scale

Musk's net worth stacked in fives would exceed 5,200 miles. The view from the top of Elon Musk's stack of money would be literally out of this world. Greg Sullivan

Elon Musk is the richest man in the U.S., with a net worth of about $384 billion as of March 2025—though that number fluctuates depending on when and how you measure it. Stacked in $5 bills, his fortune would soar more than 5,220 miles into the sky. To put that in perspective, his net worth has almost certainly shifted by more than you'll earn in a lifetime in just the time it took you to read this sentence.

If he jumped from the top of his theoretical money stack, he’d fall past the entire GDP of Vermont in just three minutes—assuming he didn’t burn up on reentry or drift into orbit. His fortune towers so high that the International Space Station would orbit far below him. Only the Apollo astronauts have ever been higher.

Why these numbers matter

These towering stacks of money are just a visualization, but they highlight the extreme differences in wealth. When the gap is this wide, it affects everything—economic policy, opportunity, and quality of life for millions.

If we want to address inequality, we first need to understand its scale. Because only when we see the differences clearly can we even begin to close the gap.

From Your Site Articles
the wealth gap
Education

The 'world's most livable city' has a proven, 100-year-old approach to affordable housing

More than 60% of this city of 1.9 million people lives in government-subsidized housing.

Photo by Jacek Dylag on Unsplash

Vienna, Austria, is the "world's most livable city."

My family recently spent a week exploring Vienna, Austria, getting a first-hand look at why it's been named "the world's most livable city" for 8 out of the past 10 years. As we enjoyed the efficient public transportation system and meandered the picturesque streets filled with gorgeous architecture, we did find ourselves thinking, "Yeah, we could live here."

Part of that feeling was prompted by the beauty of the place, but as we spent hours walking through the historic heart of the city, something else struck me. Unlike every other big city I've visited in recent years, I didn't see anyone sleeping on the sidewalk. No tents as makeshift homes set up anywhere. It was so striking, I kept wondering, "Where were all the homeless people?"

Vienna is home to 1.9 million people—more than twice the population of Seattle or Boston, where you can't walk for 5 minutes through downtown without seeing multiple people experiencing homelessness. I began to wonder if perhaps Vienna was a case of homelessness being shoved out of view into slums or something. But after digging a bit, I learned that Vienna does have some homeless population. It just doesn't have the numbers or the homelessnessproblem that most modern large cities do, thanks to its 100-year-old approach to affordable housing.

In the late 19th century, Vienna faced a huge housing and economic crisis. It was bad, even contributing to a tragically young life expectancy in 1900.

To address the problem, from 1919 to 1934, the city poured tax revenue into public housing—but not like any public housing most of us have ever seen. Known as as Volkswohnungspaläste, or “people’s apartment palaces," the homes that were built were multi-story apartment blocks built with quality materials and beautified architectural details. They included green spaces and playgrounds and were built with easy access to medical facilities, schools, libraries, post offices and theater spaces.

The ideas was that government housing should be conducive to a good quality of life for all. And this novel concept has been at the heart of the approach to housing in Vienna ever since. Today, more than 60% of the Viennese population lives in government-subsidized housing and nearly nearly half of the housing market is city-owned flats or cooperative apartments. There is no stigma attached to public housing, which is interspersed throughout the city.

While other European cities began to privatize and commodify housing in the 1980s and 90s, Vienna held the course, viewing housing as a human right. And now it's being named the "world's most livable city" almost every year. Go figure.

In the fall of 2022, a delegation of 50 American tenant and homeless leaders, organizers, researchers, and elected officials visited Vienna to learn more about their social housing programs. Here were a few of their impressions they shared with "The Nation":

"The attitude there is so different than what we have in the United States. We have it ingrained that public things are supposed to be nasty, supposed to be the lowest of the low. But to see what we saw in Vienna, it was like, wow, it is achievable to have housing that is government-owned, for the people, and beautiful." – Julie Cohon, lead housing organizer at Northwest Bronx Community and Clergy Coalition

"I work hard. And, I still don’t have a safe place to live. In Vienna, we saw regular people who had not only safe but beautiful spaces. [When we were touring Sonnwendviertel, a 5,500 apartment social housing development not far from the city’s main train station], I kept noticing a lot of kids. And we saw how space was really designed for them: lots of day care centers and beautiful, car-free streets. What we saw is when the profit motive is taken out of housing, it’s a game changer." – Dorca Reynoso, board member of the Met Council Action

"My main reflections from Vienna was how long the culture of housing for all has been in existence. The quality of social housing was also interesting: the Viennese government chose maintaining well-constructed buildings, rather than demolishing and rebuilding every 30 to 50 years. The very first municipal complex was built in 1924 and is still fully occupied today." – India Walton, senior adviser at the Working Families Party

Is it possible to apply what has been learned in Vienna over the past century to other places? Why not? Considering the unaffordability of housing in so many cities, it seems worth a try. Housing isn't the only thing that makes Vienna a highly livable city, but it definitely plays a huge role. When housing is reasonably desirable at every price point and people aren't worried about affording a nice roof over their heads, it's easier to address the other things that make life good. It at least seems like a good place to start.


This article originally appeared on 12.9.23

From Your Site Articles
housing
Policy

Everyday activists buy up $10 million in student debt then wipe it away for 3,000 people

They bought the debt for just $125,000, proving change can happen without a billionaire’s help.

Photo by Element5 Digital on Unsplash

3,000 students at HBCU Morehouse College had their student debt erased.

Credit and debt are part of a system that is frequently stacked against borrowers, and it can be harshest on those most vulnerable to its traps. In a powerful move that leverages the system against itself, a group of debt activists recently canceled nearly $10 million in student loan debt for $125,000. The effort benefited thousands of former students from Morehouse College, a historically Black institution in Atlanta.

The activists, part of the Debt Collective and its sister organization, the Rolling Jubilee Fund, purchased the debt from the college for about one penny on the dollar. Buying debt involves purchasing unpaid loans at a steep discount because the lender deems them unlikely to be repaid. They then erased the balances of 2,777 accounts, wiping the slate clean for students whose loans were in collections since Fall 2022 or earlier.

Morehouse College, whose alumni include figures like Martin Luther King Jr., fully supported the effort. The cancellation means that these borrowers can now access their transcripts and diplomas—something many of them were previously unable to do due to the financial burden.

This remarkable debt cancellation demonstrates a path forward for broader student loan relief, especially for graduates of historically Black colleges and universities (HBCUs), who are disproportionately affected by student debt.

"This nearly $10M of student debt cancellation will put thousands of Black folks in a better position to be able to save for retirement, purchase a home or start a small business."

— Braxton Brewington, Debt Collective spokesperson

A bold step in the fight for debt relief

The Debt Collective has advocated for student debt cancellation for over a decade. Their efforts began with buying up debt and freeing people from collections, including millions of dollars in student and carceral debts. Last year, the group bought and canceled $1.7 million in debt for students at Bennett College, another HBCU.

Their latest action at Morehouse comes at a critical point in the national conversation about student loans. President Biden's broader student debt cancellation plan was struck down by the Supreme Court earlier this year, leaving millions of borrowers in financial limbo.


via GIPHY


This cancellation sends a clear message that large-scale relief is possible.

"President Biden has yet to make good on his campaign promise to eliminate all student debt held by HBCU graduates. We’re doing our part, and it’s time Biden does his."

— Braxton Brewington

The real impact of student debt

Student debt is a significant barrier to financial stability for millions of Americans. This burden is especially heavy for Black borrowers, who are more likely to take on loans and face more significant financial challenges after graduation.

Morehouse President David A. Thomas acknowledged that debt discourages many students from attending college and pursuing their dreams. "Debt has proven itself to be one of the strongest deterrents in a prospective student's decision to attend college and inhibitors in alumni’s socioeconomic success post-graduation," he said.


via GIPHY


With Morehouse's support, the Debt Collective and Rolling Jubilee Fund are working to level the playing field for these students and their future careers. The college also aims to become a need-blind institution by 2030, further reducing financial barriers to education.

"Partners like the Debt Collective and Rolling Jubilee are making the investment to help level the financial playing field for our students and alumni."

— David A. Thomas, President of Morehouse College

A call for national action

The Debt Collective’s success raises an important question: If private organizations can buy and cancel debt, why can’t the federal government do the same? The group argues that its work proves there are real solutions to the student loan crisis. It’s calling on President Biden to follow through on his promise to cancel student debt for HBCU graduates and the broader American student population.


Debt Activists Bought $10M in Student Debt for $125,000 — and Canceled It All
byu/hopopo inUpliftingNews


They’ve even launched a tool to help borrowers petition the Department of Education for relief under the Higher Education Act. Over 30,000 borrowers have already used this tool in just two months to request cancellation.

As the movement for debt relief grows, activists are urging people to speak out, get involved, and push for large-scale change. The more we demand action, the closer we come to a future where education doesn’t trap people in financial hardship but instead opens the door to opportunity.

From Your Site Articles
student loans
Education

Norway banned smart phones in schools and it has been very good for young girls

Should they be banned in schools everywhere?

via Yan Krukau/Pexels

A group of students staring at their phones.

The Norwegian government is spearheading a significant initiative to prohibit students from having smartphones in schools. This move comes in the wake of compelling studies demonstrating the positive impact of removing these devices from students’ hands and allowing them to focus more on their learning.

The effects have been particularly beneficial for girls.

Over the past few years, smartphone bans have cropped up in several school districts throughout Norway, allowing researchers to study how the bans affected students. Sara Abrahamsson, a postdoctoral fellow at the Norwegian Institute of Public Health, analyzed students at 400 middle schools and found that the bans had psychological and academic benefits.

The Norwegian Institute of Public Health published the results.

1 Girls made fewer appointments for psychological help

The study found that there was a significant decrease in the number of visits that girls made to see a psychological specialist for mental health issues. “Relative to pretreatment this is a significant decline by almost 60% in the number of visits,” Abrahamsson wrote in the study.

2. Steep drop in bullying

The study shows that girls experienced a 46% reduction in bullying after smartphone bans were enacted and boys had a 43% reduction.

smartphone, smartphone ban, norway

Boys looking at memes on a smartphone.

via Max Fischer/Pexels

3. Improved grades for girls

The study revealed that introducing a smartphone ban at the beginning of middle school improved girls' GPAs and increased their chances of enrolling in an academic-oriented high school track versus a vocational study. On the other hand, the ban appeared to have no notable effect on boys’ GPA, teacher-assigned grades, or likelihood of pursuing an academic high school track.

4. The ban had a more significant effect on economically disadvantaged girls

The study found that the ban resulted in greater benefits for economically disadvantaged girls regarding academic performance, appointments for psychological symptoms and the probability of attending an academically focused high school.

The positive impact that the bans have on girls is significant, given the fact that studies show they’ve been the most deeply affected by the rise in mental health issues amongst young people that have coincided with smartphone adaptation.

One of the most disturbing trends is the dramatic rise in suicide rates among girls in developed nations.

smartphones in schools, norway, smartphone ban

Students taking a selfie in school.

via RDNE Stock Project

Jonathan Haidt, author of “The Anxious Generation: How the Great Rewiring of Childhood Is Causing an Epidemic of Mental Illness” and advocate for banning smartphones in schools, explained why smartphone use is more damaging for girls than boys.

“There is a special relationship between social media and girls,” Haidt told “The Reason Interview with Nick Gillespie” podcast. “When boys get together … they're likely to organize themselves into groups to compete [on multiplayer video games].”

“Girls are much more interested in talking about relationships. Who is on the outs with whom? Who's dating who? They have a more developmental map of the social space,” Haidt continued.

When there is conflict within peer groups, social media poses a much greater threat to girls.

“Boys' aggression is ultimately backed up by the threat of physical domination and punching or pain, " Haidt continued. “Girls' aggression is equal in magnitude, but it's aimed at relationships and reputation. It's called relational aggression. Video games, if anything, prevent boys from getting in fights. … The platform settles everything. But girls' relational aggression is amplified. The worst year of bullying is seventh grade. I'm really focused on middle school.”


This article originally appeared on 4.25.24


From Your Site Articles
smartphones
Trending Stories