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Study shares the state with the worst drivers in the U.S.—it's not New York or California

It ranked highest for both accidents and general traffic-related incidents.

We could probably all stand to be a little more careful on the road.

Sorry Bay Staters—Massachusetts has the worst drivers in America, according to a recent study from the finance site Lending Tree. Data was collected from all 50 states, plus Washington, D.C., from Nov. 5, 2023 to Nov. 4, 2024 and researchers found Massachusetts ranked No.1 for the highest number of reported incidents—including speeding, DUIs and citations—with 61.1 incidents per 1,000 drivers.

But wait, there’s more. Of those reported incidents, Massachusetts also had the highest accident rate, with 44.4 accidents per 1,000 drivers, giving it the boasting right of being the only state to rate above 40.

Lastly, Massachusetts also had two DUIs per 1,000 drivers, tying with Tennessee for the 11th-highest DUI rate in the U.S. Yikes.

Unsurprisingly, these factors have caused Massachusetts to have some of the highest car maintenance and insurance costs in the country, according to WalletHub, which put the state not in dead last place, but at 45 out of 50.

As for the why of it all, CBS affiliate WBZ partnered with the Waze app back in September and discovered that traffic in the state increased by more than 5% between 2022 and 2023. The data also showed increases in specific cities— 10% more in Newton, 15% more in Framingham, 12% in Salem, just to name a few.

And why is traffic increasing? Namely due to companies mandating a return to the office and employees opting to drive themselves rather than use public transportation. With increased traffic and brutal winters, it’s easy to see why this would be the perfect recipe for less-than-stellar driving conditions.

However, it’s not all bad statistics. Massachusetts did get good marks somewhere. Its speeding-related incident rate was a mere 1.3, tying it with New Jersey for the fifth-lowest speeding-related incident rate.

Massachusetts is in good company with Rhode Island, California, Washington D.C., and New Jersey, the next four states with the worst drivers. Meanwhile, Arkansas, Michigan, Vermont, Kentucky, and Oklahoma were the top five states.

Let’s be honest: at some point in our lives, we’ve all thought that the city we live in has the worst drivers. We’ve tried (and failed) to repress our road rage as someone cut us off, groaned as someone failed to use their turn signal or waved our fist at someone tailgating us. And we've all seen someone distracted on the road by their phone—though let's face it, most of us have been guilty of that modern day sin.

At the very least, we point a finger at the next state over. For many of us that wouldn't be the case, but if you live in New Hampshire, Vermont, Rhode Island, Connecticut, or New York, you’d be correct! Enjoy living in superiority!

Although I must say, as a Californian I truly thought the Sunshine State would take home the title. Our freeway systems alone…oy. I suppose we'll have to settle for 3rd place in a contest nobody wants to win.

See where your state ranks here.

@drjoe_md/TikTok

A power nap that's actually powerful.

We know that even a 10 minute power nap can do wonders for our energy levels. And yet, for many of us, the thought of being able to get proper rest within a mere ten minutes might seem like a far off distance dream. However, maybe it’s because we don’t realize that a 10 minute power nap requires a slightly different strategy than our nighttime sleep.

As Dr. Joe Whittington, aka Dr. Joe MD on TikTok, explained, there’s a “Navy SEAL-inspired power napping technique that many of our elite forces swear by,” that can have folks actually feeling refreshed in a fraction of the time. But here’s the thing— you have to position yourself a certain way.

In the clip, Dr. Joe suggests finding the edge of a bed or couch, and lying down so that your legs are propped up on the elevated surface at a ninety-degree angle. In the demonstration he also has his hands folded on his abdomen. “Laying in this position for 10 minutes is going to accomplish two things,” he says. “First, it’s going to reduce swelling in your legs as well as return blood flow to your core. Both of these are going to trigger relaxation."

“Second," he continues, "by limiting the time to 10 minutes, you will wake up during the light phase of sleep and therefore wake up feeling refreshed.”

@drjoe_md Here's a Navy SEAL-inspired hack for a quick energy boost: take a 10-minute power nap with your legs elevated. This position promotes blood flow back to your core, reducing swelling in your legs and triggering relaxation. Studies show that short naps improve alertness and mood without the grogginess of deeper sleep. This trick is ideal for a fast reset when you're low on time, helping you feel refreshed and ready to tackle the rest of your day. #lowenergy #naptime #sleeptips #healthtips #doctoradvice @Braden Wellman ♬ original sound - Dr. Joe, M.D. 🩺

As pointed out by the New York Post, this technique was first introduced to the mainstream by Retired Navy SEAL Jocko Willink, who boasted to Business Insider that his personal power naps are capped at 8 minutes. Of course he apparently can resist free pizza and donuts, so the man is clearly superhuman.

boy in gray hoodie lying on black leather couch Photo by Alexander Grey on Unsplash

You’ll also find this hack touted in a world nearly polar opposite of the military—theatre. In the Alexander Technique, which is form of body awareness training that focuses on improving posture and reducing tension, performers and students will engage in constructive rest, (sometimes known as “active rest”, “semi-supine” or the “Alexander lying-down position”) by lying on the floor with their knees elevated. Of course, Frederick Matthias Alexander likely got this pose from the ancient practice of yoga.

Regardless of where this trick came from, it’s easy to see how folks from all walks of life can easily incorporate it into their routine when they need an energy boost. Which, let’s face it, is pretty much all of us. In a Gallup poll released in April, 57% of Americans said they would feel better if they could get more sleep.

Luckily Dr. Joe has all kinds of helpful content in the realm of health education, including even more sleep tips. Previously the doc explained why those pesky mid-sleep involuntary jerks happen (and how to prevent them), as well as the benefits of cognitive shuffling when you can’t seem to quiet your mind at night. Maybe this knowledge is the key to finally getting those elusive eight hours.

But if a power nap is all you have time for, then channel your inner Navy SEAL.

a sea lion resting on a wooden dock Photo by Michael Obeysekera on Unsplash

Internet

TikTok 'no-buy quarter' trend is inspiring some brilliant ideas to save money in 2025

Viral 'no-buy quarter' hacks show how to avoid spending money for months at a time

Photo by Nina Uhlikova

Going outside is free, and in April your wallet will feel the gains.

As we move into the middle of December and hopefully start winding down the annual holiday spend-a-palooza, many are already looking ahead to their 2025 savings goals. In the spirit of Movember or Dry January — those feel-good challenges that mix self-improvement with a bit of group accountability — TikTok has given us a viral phenomenon: the “no-buy quarter.”

But, as the name implies, this time the challenge goes beyond a single month. Participants commit to three months of reduced spending, with some hardcore enthusiasts even extending it for a whole year! If you went a little too hard on spending during the holiday season, think of this as the perfect detox for your battered finances.

What is a no-buy quarter?

At its core, the no-buy quarter isn't about cutting out essential purchases. Groceries, medical expenses, and other necessities remain untouched. Instead, the goal is to reduce or eliminate non-essential spending. Think fewer splurges on coffee, takeout, home decor, or trendy gadgets.

@MckenzieMack

For TikTok creator @stephen_spann, a no-buy plan begins with making the most of what you already have. “Use up the food we already have before buying more,” Spann advises, noting the often-forgotten freezer items many households accumulate. He also emphasizes tackling beauty and health products stockpiled in bathroom cabinets before succumbing to the allure of the latest trends.

"If I see something new in the store, I get sucked into that... I need to use up what I already have first."

— @stephen_spann

Save with intention

For TikTok creator Mckenzie Mack, the no-buy quarter is a powerful tool for meeting ambitious financial goals. Mack plans to use the first three months of the year to frontload contributions to her 401(k).

@MckenzieMack

Her method? Increasing contributions to 26% during January through March to take advantage of a large bonus and reduce her contribution rate to 6-7% for the rest of the year.

“To max out your 401(k) in 2025, you need to contribute $23,500,” Mack explains. “By committing to a no-buy quarter, I’m ensuring a large chunk of my bonus goes directly toward my 401k.”

"This is a use-it-or-lose-it situation... I’m leaving a little extra in my fun money bucket, but once it’s gone, it’s gone."

— @MckenzieMack

Break free from spending cycles

Both Mack and Spann point out the emotional and behavioral shifts that come with embracing a no-buy lifestyle. Mack recommends cutting down on streaming services and finding joy in low-cost hobbies like hiking or game nights.

@stephen_spann

Spann, on the other hand, calls attention to the subtle temptations of shopping apps and notifications. “Remove shopping apps from your phone,” he says. “They’re just tempting me.”

"Just because I can get it on sale doesn’t mean I should buy it."

— @stephen_spann

Both creators agree that breaking the consumerist cycle is about appreciating what you already own. By doing so, they say, you save money and cultivate contentment.

How to start your own no-buy quarter

If the idea of a no-buy quarter appeals to you, here are some steps to get started:

  • Identify your essentials: Separate necessary expenses (groceries, rent) from discretionary ones.
  • Set clear rules: Decide what’s off-limits — dining out, clothing purchases, or subscription services.
  • Create a goal: Link your savings to something tangible, like paying down debt or increasing your emergency fund.
  • Track progress: Monitor your spending and celebrate milestones, no matter how small.
  • Find support: Share your plan on social media or with friends. Accountability can help you stay motivated.
  • Choose a cheat: Research shows that making a new routine too difficult is a recipe for bailing on it. Choose one spend to keep you sane.

From clearing out freezers and unsubscribing from services to making coffee at home, the no-buy quarter trend is more than a fleeting challenge. It’s a chance to rethink your relationship with money and discover the joys of intentional living.

Whether you take it on for three months or use it as a launchpad for a year of mindful spending, it could be the reset you need to make 2025 your best financial year yet.

This is a prime example of "tariff engineering."

If you’ve ever thrown on a pair of fresh Converse Chuck Taylor sneakers, you might have noticed an unusual feature—felt soles. While Converse might want you to think this odd layer of fabric is for things like “shape retention” and “quieter usage,” the real reason behind it all comes down to exploiting legal loopholes for the bottom line.

Converse is part of Nike, which imports its products into the U.S. from China. Back in 2018, the Trump administration imposed large new tariffs on a wide range of US imports from China, but some items had heftier price tags than others. As Nicholas Mortimer of the Strategic Sourceror explained, sneaker imports are subject to a 37.5% tariff.

Slippers, on the other hand, have a measly 3% tariff. And lucky enough for Nike, the legal requirement for a shoe to be considered a slipper is having a fuzzy sole. Meaning that by slapping enough felt to the bottom—which eventually deteriorates with a few wears—the company was able to save a ton of money on import taxes.

Interestingly enough, if you look at the images associated with the Converse Chuck Taylor patent, they look a lot more slipper-esque than the sneakers you’ll see on their website.

converse, trump tariffsA sneaker in slipper's clothing. patentimages.storage.googleapis.com

This also kind of explains how Converse can boast of the slip resistance of their shoes, when anyone who’s worn a new pair of Chuck Taylors in the rain—and proceeded to bust their ass—can tell you that is definitely not true. For that issue, GearPatrol suggests using sandpaper to slough off “the hairy bits.”

The whole fuzzy sole loophole is a prime example of “tariff engineering,” which, unlike, say, tax evasion, is a legal way of avoiding higher import rates, usually by redesigning a product—like tweaking the materials or structure, or breaking it into smaller values to qualify for a tariff exemption.

An even stranger example of tariff engineering is brought to you by Disney. As explained in Slash Film, the company, which owns Marvel, had its X-Men action figures classified as toys representing “non-human characters,” since apparently human “dolls” are taxed at a higher rate. A bit of an odd move, considering the entire overarching theme of X-Men. But probably not Disney’s most egregious sin committed in order to make more money.

As Donald Trump’s second term approaches, tariff talk, and its potential consequences, has been all a flutter. The President-elect has said the goal would be to impose a 25% tariff on all items imported from Canada and Mexico and an additional 10% tariff on imports from China, possibly affecting electronics, clothing, household appliances, furniture, footwear and travel goods.

Considering that Jonathan Gold, Vice President for supply chains and customs policy at the National Retail Federation, mentioned tariffs for toys specifically would be going from a "practically 0% tariff rate” to upwards of 36% to 56%, it seems that the X-Men are going to feel a much bigger blow than any sneakers will. Although, it wouldn't be a surprise to see Disney and various other companies finding more clever ways of skirting the system as to not upset their profits. Cause after all, isn’t that what capitalism’s all about?